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THE SIMPLE SECRET TO STRONGER RELATIONSHIPS Why Trust Is More Than a Buzzword — It’s Everything
Valentine’s Day is just around the corner, and while it’s usually a day filled with candy hearts, chocolates, and thoughtful gestures, for me, it’s also a reminder of something deeper — trust. Whether it’s in romance or business, trust is the bedrock of every meaningful relationship. As someone who has worked with thousands of clients and investment partners over the past three decades, I’ve realized how vital trust is — in business and every aspect of life. Trust isn’t optional in my line of work as a multi- family property investor — it’s everything. When someone decides to invest in an apartment complex in Iowa, they aren’t just trusting the property or the market — they’re trusting me. They trust my experience, judgment, and commitment to delivering on promises. And frankly, I’m grateful every single day for that trust. It’s no small thing to place your hard-earned money in the hands of someone not backed by a Fortune 500 name but by years of dedication and relationships. I’m just a guy who’s passionate about what he does, and the fact that people choose to put their faith in me isn’t something I take lightly. That level of trust humbles me and reminds me of my responsibility to honor it.
But here’s the thing: Trust isn’t just about business deals or financial transactions. It’s just as essential in personal relationships. When I think about my wife and kids, trust is central to everything we do. They trust me to be there, to support them, and to follow through on what I say. Without trust, relationships — personal or professional — are superficial at best. It’s the foundation that allows love, collaboration, and growth to thrive. Think of it as the glue holding everything together! So, how do you build trust in your personal life and business? It’s not rocket science, but it does take effort. For me, it’s about doing what you say you’ll do, keeping your commitments, and showing genuine care for the other person. Transparency is another critical piece of the puzzle. If you can be open and honest — even when it’s uncomfortable — you’re laying the groundwork for a strong relationship. In my business, trust isn’t built overnight. It’s earned through consistent actions, like making investors feel special, answering their questions honestly, and going above and beyond to ensure they’re comfortable with their decisions. In my personal life, it’s about the small, everyday moments — like being
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present for my family, showing appreciation, and being someone they can rely on.
This Valentine’s Day, I’ll take a moment to celebrate the trust I’ve built with my family and business partners. I’m grateful for my investors’ faith in me, and I cherish the connections I’ve cultivated over the years. So, while you’re handing out chocolates or writing love notes, take a moment to appreciate the trust you’ve built in your own life. Because trust is more than a nice-to-have; it’s the foundation for everything meaningful and lasting. And for that, I’m incredibly thankful. –Darin Garman
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Need fast cash? Get ahold of some lead and turn it into gold! While this suggestion may understandably elicit a chuckle in 2025, there was a time when this pursuit was common in the adventurous practice of alchemy. MYSTICISM AND THE MARVELS OF MATTER Originating in Egypt and reaching the height of its popularity in Europe in the 16th century, alchemy combines practical scientific experimentation with mysticism to change the nature of matter. Often conducted in secret, it is credited with promoting the evolution of mainstream chemistry, but skeptics have largely dismissed it as highly questionable quackery. NEWTON AND THE NOTION OF IMMORTALITY In addition to creating gold from standard metals (a process that ignored the now-obvious risks of handling lead), alchemists are mostly remembered THE ARCANE ART OF ALCHEMY Myth or Mastery?
today for their efforts to reveal the key to immortality. Most of their attention focused on uncovering the Philosopher’s Stone — an elusive substance that many believed could prolong life and turn basic metals into more lucrative materials — by mixing disparate items until the right combination was found.
Although no one ever attained this lofty goal, legitimate physicists like Sir Isaac Newton dabbled in alchemy as part of their groundbreaking research.
PIZZA BOXES AND PRACTICAL EXPERIMENTS Although the chance of encountering a modern-day wizard with a cauldron of random chemicals is slim to none, the spirit of alchemy is still alive and well. For example, turning unwanted items like used pizza boxes and banana peels into thermoplastics is a realistic, modern goal in the materials industry. It could even be argued that recycling is tangible proof of alchemy in action. Whether you greet outlandish experimentation with a scornful stare or wide-eyed wonder, some of humanity’s most significant breakthroughs have come from individuals who ignored the naysayers and charted new paths to discovery.
THE SECRET OF THE 1%
The Difference Between Wanting Success and Doing the Work
“You want me to do what again?”
If you ask people about the success of the top 1% income and/or wealth — the RICH — here are some one-word answers you would likely get on how they got to be in the 1%:
Second, we are in a time of exciting investment growth (especially through multi-family). I know there is a sea of unpredictability out there right now and a long list of other “world problems,” but we are living in the greatest time in history, and this also means that you have access to the best there is when it comes to investing. Third, over the last few months, we have seen a huge political push for something for nothing, and as transitions happen in the coming weeks, you will hear more and more about “fairness.” Though this push has been around for decades, you will hear more and more about how “big business” and “big investors” are ripping off the middle class. You will see more linking of big business and financial success to all that is evil. This is not a political statement by me — it is and will be fact . So, to end a long message ... As we move into 2025 soon, this is the page you need to be on as an investor. If you are not, that is perfectly fine, but this would not be the place for you, as we will continue working on growing your investments to achieve everything you can.
Many people want the same thing as the 1% but are not willing to do what the 1% do. Most are willing to buy a lottery ticket, though, but do not do the work to get the kind of lottery winnings. They want the winnings but not the work.
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Evil
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Luck
Thievery
Injustice
Conspiracies
Being weird
Speaking of this ...
But there are real, useful explanations as to how the 1% got where they are. At the risk of oversimplification, it is through their own decisions, behaviors, and actions — lots of them, usually over a long, long time. THE 1% SIMPLY DO WHAT MANY DO NOT WANT TO DO. WHAT MANY WON’T DO. There is a vast difference between wanting the results and doing what is necessary to get them (as long as it’s legal, moral, and ethical). This applies not only to getting an “A+” on the next math test, building a successful business, losing that 20 pounds, being a successful investor, etc. — it applies to EVERYTHING . The facts are that the 1% got there by doing what most will not do in terms of time, effort, energy, risk, and the mindset of having a burning desire to get what they want and doing what is necessary to get it. But by doing things many people would find goofy and shrug off as weird and something they would not do even though it is instructive.
Many people hate and loathe successful investors who make a ton of money and are doing well, complaining about how they got their money by one of the means I discussed above. But if you offered them to trade places with a 1 percenter, they would do it in a heartbeat. Many hate them but would love to be them.
So, what am I doing, and where am I going with all of this today?
First, this is a “place” for investors who want to achieve more in terms of investment success and investment progress; including insulation, protection, and predictability. This is not a “place” for those who will not accept the facts of what it takes to be an investment success. If you are someone who denies these facts, then you are wasting your time being on this list, reading my emails, or listening to my podcast.
More to come in 2025! Keep a look out ...
–Darin
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SOLUTION
If you’re a fan of true crime and history or just enjoy a good adventure, Iowa has plenty of stories to satisfy your curiosity. From daring bank heists to Prohibition-era bootlegging, the Hawkeye State has its fair share of infamous tales. Let’s take a road trip through Iowa’s most notorious true crime landmarks, where outlaws made their mark. JESSE JAMES AND THE OCOBOCK BANK HEIST IN CORYDON Jesse James and his gang brought their legendary lawlessness to Iowa in 1871 when they robbed Corydon’s Ocobock Bank. Disguised as cattle buyers, the James-Younger Gang fooled their way into town before storming the bank with guns drawn. They made off with $10,000 — worth over $230,000 today. Though the building now houses Citizens Bank, you can visit the original vault that Jesse James emptied at the Prairie Trails Museum of Wayne County! BONNIE AND CLYDE’S BLOODY RETREAT IN DEXTER Dexfield Park was once Iowa’s largest amusement park, but it earned a darker reputation in 1933 when the Barrow Gang sought refuge there. After a failed escape from a Missouri shootout, Bonnie and Clyde camped at the abandoned park to recover. Unfortunately for them, local residents spotted bloody bandages at the site and warned the police, sparking another gunfight. Two gang members were captured, but Bonnie and Clyde narrowly escaped. You can head to the Dexter Historical Museum to explore artifacts and photographs from the park’s heyday and its brief moment in crime history. AL CAPONE’S TEMPLETON RYE LEGACY During Prohibition, Templeton became famous for producing “The Good Stuff,” a smooth rye whiskey that Al Capone himself favored. This small-town spirit fueled Capone’s bootlegging empire, spreading far beyond Iowa’s borders. Today, the Templeton Rye Distillery invites visitors to learn about its storied past and the art of whiskey-making. A 90-minute tour offers a glimpse into Prohibition-era smuggling and the legacy of Iowa’s role in America’s illicit liquor trade. Whether you’re drawn to the bold escapades of Jesse James, the dramatic shootouts of Bonnie and Clyde, or the shadowy bootlegging operations of Al Capone, Iowa’s true crime landmarks provide a fascinating glimpse into the past. Plan your visit and immerse yourself in these thrilling tales because history, especially the outlaw kind, never gets old.
68 UNITS SOLD & INVESTMENT MADE END OF 2024
24 UNITS SOLD! END OF 2024 CALL FOR INFO
48 UNITS PURCHASE MADE END OF 2024
CONTACT DARIN TODAY AT 319-350-5378 FOR MORE INFORMATION ON THESE INVESTMENTS!
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Darin and Isaiah Garman: Heartland’s Most Trusted Multi-Family Investment & Property Management Advisors HEARTLAND INVESTMENT COMPANIES
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
1350 Boyson Rd. A1 Hiawatha, IA 52233 DarinGarman.com 319-540-9070
Page 1 The Heart of Successful Relationships in Love and Business Page 2 Lead-to-Gold Lore The Secret of the 1% Page 3 Discover the Bold Heists and Haunts of Iowa’s Most Notorious Outlaws Apartment Investment Success Page 4 Must-Have Apps for Smart Travelers
TRAVEL SMARTER WITH THESE TOP APPS
TOOLS TO PLAN, EXPLORE, AND SAVE
Travel is meant to be exciting, but let’s face it, planning a trip can quickly become overwhelming. From booking flights to navigating new destinations, the process often feels like a juggling act. Luckily, with the right travel apps in your pocket, you can streamline your journey and make the trip more enjoyable. Whether you’re a budget-conscious traveler, an over-planner, or an explorer searching for hidden gems, these apps offer tailored solutions to meet your needs. BUDGET-SAVVY TRAVELERS Travel doesn’t have to break the bank. Apps like Hopper and Skyscanner help you find the best flight deals by tracking prices and sending alerts when fares drop. Hopper even predicts the best time to book so you don’t have to be glued to the
phone watching prices. For accommodations, Airbnb or Vrbo have options for every budget, from cozy apartments to unique stays in treehouses and boats. PLANNERS AND ORGANIZERS If juggling flights, hotels, and everything else that goes into a trip feels overwhelming, you need TripIt. This app organizes all your plans into one easy-to-access itinerary, taking the stress out of travel planning. For even more streamlined travel, pair TripIt with Google Maps, which provides real- time navigation and lets you save locations and download offline maps. ADVENTURERS If you’re hitting the open road, Roadtrippers is the perfect travel companion. This app
maps your journey while highlighting quirky attractions, scenic routes, and hidden gems along the way. With everything from historical landmarks to offbeat roadside stops, Roadtrippers turns your road trip into a memorable adventure. WHY THESE APPS MATTER When you’re out adventuring, travel apps are the ultimate problem-solvers. They’re your travel agent, personal assistant, and local guide, all in the palm of your hand. From booking a last-minute flight to figuring out the best way to get from point A to point B, these tools put you in control of your journey so you can focus on enjoying the trip.
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WOW!!! DECEMBER 2024 APARTMENT INVESTMENTS AND SALES! WE OUTWORK EVERYBODY!!
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DARINGARMAN.COM IS “ THE PLACE ” WHERE
CALL / EMAIL Darin Garman, Isaiah Garman Apartment Specialists! #319-350-5378 // #319-540-9070 DARIN.GARMAN@GMAIL.COM / ISAIAH@HEARTLANDCONDOS.COM
MULTI - FAMILY INVESTORS GO
CONTACT US TODAY TO SELL OR MAKE THAT GREAT APARTMENT INVESTMENT! 2025 WILL BE A GREAT YEAR!
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