FOCUS Packet 2025

FORTORA-01

SHOOK

DATE (MM/DD/YYYY)

CERTIFICATE OF LIABILITY INSURANCE

1/8/2025

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).

CONTACT NAME:

PRODUCER

Scalzo, Zogby, & Wittig, Inc. 120 Lomond Ct Utica, NY 13502

PHONE

FAX

(315) 792-0000

(315) 792-4637

(A/C, No, Ext): E-MAIL ADDRESS:

(A/C, No):

info@szwinsurance.com

INSURER(S) AFFORDING COVERAGE

NAIC #

Utica Specialty Risk Insurance Company Utica National Ins Co of Texas Utica National Ins of Ohio Arch Ins. Co.

43451 43478 13998 11150

INSURER A :

INSURED

INSURER B :

Fort Orange Claim Service Inc. PO Box 447 Clifton Park, NY 12065

INSURER C :

INSURER D :

INSURER E : INSURER F :

COVERAGES

CERTIFICATE NUMBER:

REVISION NUMBER:

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

POLICY EFF POLICY EXP (MM/DD/YYYY) (MM/DD/YYYY)

INSR LTR

ADDL SUBR INSD WVD

TYPE OF INSURANCE

POLICY NUMBER

LIMITS

1,000,000

A

X

COMMERCIAL GENERAL LIABILITY

EACH OCCURRENCE DAMAGE TO RENTED PREMISES (Ea occurrence) MED EXP (Any one person)

$

50,000 10,000

X

5683504

1/1/2025 1/1/2026

CLAIMS-MADE

OCCUR

$

$ PERSONAL & ADV INJURY $

1,000,000 2,000,000 2,000,000

GEN'L AGGREGATE LIMIT APPLIES PER:

GENERAL AGGREGATE

$

X

PRO- JECT

POLICY

LOC

PRODUCTS - COMP/OP AGG

$

OTHER:

$

1,000,000

B

COMBINED SINGLE LIMIT

AUTOMOBILE LIABILITY

$

(Ea accident)

X

5684626

1/1/2025 1/1/2026

ANY AUTO

BODILY INJURY (Per person) $

OWNED

SCHEDULED

AUTOS ONLY

AUTOS

BODILY INJURY (Per accident) $

PROPERTY DAMAGE (Per accident)

HIRED

NON-OWNED AUTOS ONLY

$

AUTOS ONLY

$

5,000,000

C

X

OCCUR

UMBRELLA LIAB EXCESS LIAB

EACH OCCURRENCE

$

5684631

1/1/2025 1/1/2026

CLAIMS-MADE

AGGREGATE

$

DED

RETENTION $

$

B

PER

OTH-

X

WORKERS COMPENSATION AND EMPLOYERS' LIABILITY

STATUTE

ER

Y / N

5684636

1/1/2025 1/1/2026

500,000 500,000 500,000

ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED?

E.L. EACH ACCIDENT E.L. DISEASE - EA EMPLOYEE $ $

N / A

If yes, describe under (Mandatory in NH)

DESCRIPTION OF OPERATIONS below

E.L. DISEASE - POLICY LIMIT per occurence/aggreg

$

D Cyber Liability

C-4LPY-014596-CYBER-2024 1/2/2025

1/2/2026

1,000,000

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

CERTIFICATE HOLDER

CANCELLATION

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.

Proof of coverage

AUTHORIZED REPRESENTATIVE

ACORD 25 (2016/03)

© 1988-2015 ACORD CORPORATION. All rights reserved.

The ACORD name and logo are registered marks of ACORD

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