Do’s and Don’ts: REMEMBER, WE’RE IN THIS TOGETHER. It’s our job to make sure your home-buying process goes quickly and smoothly. You can help by doing certain things, avoiding others, and asking questions! We’re here to help and will never be too busy to respond to you.
DO :
Get pre-approved so you can make a strong offer Be thorough and honest on your application
Continue to pay your rent or mortgage, loans, and credit cards on time Keep your current job and income, and contact us right away if either one changes Have your important documents handy (especially your w-2s, tax returns, and pay stubs)
DON ’ T :
Make any major purchases (furniture, cars, boats, those sorts of things) Apply for new credit accounts, close existing accounts, or co-sign loans for others Make large cash deposits into your bank account other than your paycheck Spend your down payment or closing cost money Plan a vacation during your loan process
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