2025 NCMIC Product Guide

DC Long Term Disability Insurance Plan

If an illness or injury prevents you from earning an income, disability insurance benefits can help cover expenses.

• Monthly benefit amounts from $500-$8,000 • 90 or 180-day elimination period • Eligible if you are under age 60, working at least 30 hours a week, and reside in the U.S.

Issued by the Prudential Insurance Company of America, this valuable coverage is available to members of the National Business Association for Chiropractors. This plan does include a pre-existing condition limitation. This plan is not available in Alaska. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services. North Carolina residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company. The contract holder for the D.C. Long Term Disability Insurance Plan is the National Business Association for Chiropractors (NBAC). Please refer to your certificate for Plan details, including any exclusions, limitations and restrictions which may apply. Contract series 83500. CA COA #1179. NAIC #68241. NCMIC Insurance Services, the exclusive agent, is a licensed insurance agency. California license #0B84564. IA License #2002515. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.

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Personal Insurance

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