DC Long Term Disability
Insurance Plan
NCMIC Insurance Services is the exclusive agent. This plan is sponsored by and for members of the National Business Association for Chiropractors (NBAC), the contract holder. Disability benefits payable may be adjusted by other deductible sources of income for which you qualify. Disability insurance does include a preexisting condition limitation. It offers: ■ Monthly benefit amounts from $500-$8,000 ■ Affordable group rates ■ Benefits payable to age 65 ■ Routine chiropractic preventative/wellness care is NOT considered a preexisting condition If an illness or injury prevents you from working, disability insurance benefits can help replace a portion of your lost income. The DC Long Term Disability Insurance Plan, issued by The Prudential Insurance Company of America, is specifically for DCs.
This plan is not available in Alaska or New Hampshire.
Not for residents of New Mexico.
Not for use in New Mexico.
This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services. North Carolina residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company. Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500
1088270-00001-00
10
Personal Insurance
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