2025 NCMIC Product Guide

Data Breach Insurance

Whether patient information is jeopardized due to a stolen computer, misplaced papers, or hackers, data breach insurance can help.

Data Breach Insurance typically provides coverage for: • Defense and liability • Data recovery • Credit monitoring services • Crisis management • And more

Additional Business Insurance

Business Auto If you have a vehicle registered under your practice, this policy protects you and your business if the car is involved in an accident. Employee Benefits Insurance coverage is available to employers for errors or omissions in the administration of an employee benefit program, including failure to advise employees of benefit programs. Employee Dishonesty This policy provides coverage for employee theft of money, securities and/or property. ERISA If you offer a 401k or other retirement benefits, an endorsement may beadded to your BOP or for higher limits you may need an ERISA bond.

Flood and Earthquake Because business insurance doesn’t cover floods and earthquakes, these additional endorsements and coverages can help. Hired and Non-Owned Auto Liability Coverage for vehicles used for business that aren’t registered under your practice name: Employees using their vehicle to travel for business, or a car that has been rented, leased or borrowed for company business. Surety Bond A surety bond is required by the Centers for Medicare & Medicaid for all suppliers of Durable Medical Equipment, Prosthetics, Orthotics and Supplies (DMEPOS).

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Business Insurance

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