IT’S PAYBACK TIME …WITH MONEY TRANSFER APPS
From left to right: Alin M. George (PT, DPT) and Cornerstone graduate Patricia Weber
How You Can Finally Get Cousin Joe to Split the Bill
“I came in unable to walk well. I was limping on my right side. The injury was due to falling down a hill in Norway, and I could not start therapy until I returned three weeks later. Therapy helped with movement in my leg. The pain progressed from my pelvis to my hip to my front muscle. Dave gave me inserts for my shoes, which helped immediately. The staff is excellent and very attentive. I’m leaving here with the understanding that I can return if the home exercises are not helping with my total recovery. At the present time, I am at 90 percent and very happy!”
It’s the most wonderful time of year, when family reunites for meals, festivities, and nostalgia. You get to see loved ones a lot during this special time — sometimes too much. Between family dinners, gifts, and parties, there’s also a lot of money exchanged. Do your relatives always manage to get you to pick up the check with the promise that they’ll “get you next time,” except they never do? If you relate a little too much to “National Lampoon’s Christmas Vacation’s” family dynamics and are one waiter’s tip away from blowing a fuse, a money transfer app is what you need. Check out the pros and cons of these tools to avoid the awkward conversation and make getting your money back easy. PAYPAL One of the original money transfer sites, Paypal offers a user-friendly platform that thousands of businesses already use. Set up an account in a few steps and Paypal is ready to get you your money. It has a “Request Money” tab to send a friendly reminder to Cousin Joe that you’re waiting on the $50 you footed at Olive Garden. One drawback? If the person you request money from doesn’t have an account, they’ll have to set one up, which could be a deterrent to already reluctant debtors. VENMO Download Venmo on your phone, and after several account setup steps, you can add friends and send and receive payments. Venmo is fast, but not without cons. For one, there’s an automatic public setting that makes transactions viewable to anyone on Venmo — almost like a Facebook post of who is paying whom for what. You can make this information private; just be sure to change your settings. SQUARE CASH Square Cash functions similarly to Paypal and Venmo, but you don’t have to have an account, which makes it potentially the best option to get procrastinators to send your money. No account, no excuses. The bottom line: While all these money transfer tools can make payments easier, they still don’t guarantee people will follow through. To avoid stress and conflict this holiday season, have conversations upfront about how the bill will be paid, whether it’s taking turns paying the sum or Venmo-ing each other when the check arrives. We all have our phones with us, so encourage tab-averse family members to hit download so they go to dinner with the mindset that they’ll get you this time.
–Patricia Webber
From left to right: David De La Fuente (PT, DPT), Cornerstone graduate Christine DeJianne, and Christopher DaSilva (PT aide)
“I’m so thankful for the staff at Cornerstone. I came in hardly able to walk, and now I’m running out of here! The staff is so caring and yet demanding. Thank you for getting me back to normal. You are all amazing!”
–Christine DeJianne
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www.cornerstoneptnj.com
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