Shepherd Wealth & Retirement - July 2018

THINK ABOUT YOUR THOUGHTS Introspection Is the Key to True Content

We want to challenge you to do something that can be uncomfortable. Many of us have a specific worldview formed from our interpretation of life’s events. We see something happen, think about it, and develop a conclusion. Humans are always processing, but we rarely ever think about our thought process. What I’m referring to is not merely reflecting but truly looking inward to understand the purpose of your actions. As an example, a couple at a recent meeting could not overcome the idea of moving to stable assets in a market downturn. The money manager of the two struggled to accept the notion of risk management and had become emotionally attached to a fast-rising stock that was the basis for thinking he was great at managing a portfolio. An investor who does TAKE A BREAK!

not take time to think about their thinking will see results differently and could overreact accordingly. They get involved emotionally and use surface-level deduction to make decisions. Chapter 2 of The Forever Millionaire discusses brain biases, but the only way to discover these flaws is to think about our thinking. As the market turns, this couple could be faced with the hard, painful, and frustrating emotions of losing money because of their inability to grasp this concept. As professional investment advisors, we are always analyzing. Our job is to find the most proven way to manage your assets and guide your financial future. One potential challenge that we encounter is paralysis by analysis. The most difficult part of any situation is making a decision. Too much internal processing can

lead to a convolution of ideas that hinders forward progress. But overthinking is really just another form of procrastination. Whether it be intense emotional pain, fear of the unknown, or some other roadblock that holds you back, a decision has to be made in order to grow. The second-hardest part of making the decision is sticking to it when times are difficult or the choice seems to be wrong. That’s why it’s essential to have experts manage your portfolio. We not only apply ourselves to overcoming brain biases and paralysis by analysis, but we also specialize in effective decision-making. If you’re interested in learning more, reach out to us today and let us show you how we plan on taking care of your future.

Inspired by Bon Appetit magazine

Chili-Cheese Corn CHARRED

INGREDIENTS • 4 ears of corn, husked • 4 tablespoons high-smoke-point oil, such as canola or vegetable

• 1/4 cup fresh lime juice • 2 ounces fresh cotija cheese (or feta), crumbled • 1/4 cup cilantro • Salt and pepper, to taste

• 1 large shallot, thinly sliced • 1/2 red chili (such as Freson) or jalapeño, thinly sliced

DIRECTIONS 1. Heat grill to medium. 2. Brush corn with 2 tablespoons oil and grill until visibly charred, 10–12 minutes. 3. Cut kernels off cob and combine with shallots, chilis, lime juice, cheese, and remaining oil. 4. Season with salt and pepper, garnish with cilantro, and serve. Investment advice is offered through Shepherd Wealth Group, a Registered Investment Advisor doing business as Shepherd Wealth & Retirement. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability. Content should not be construed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell any securities mentioned. Certain content was prepared by a freelance journalist.

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