Publication of Pima Council on Aging, Helping Pima County Age Well Since 1967
PUBLICATION OF PIMA COUNCIL ON AGING, HELPING PIMA COUNTY AGE WELL SINCE 1967 Never Too Late ISSUE 1 || JANUARY & FEBRUARY 2026
Aging Well IN PIMA COUNTY
Richard and Jean O’Laughlin, hike to stay mentally and physically healthy.
INSIDE Don’t Let a Heart Attack Surprise You p. 4 Aging with Purpose: Redefining the Later Years p. 8 Why the Regional Transportation Authority (RTA) Matters p. 13 Property Tax Breaks for Older Adults p. 14 Nunca Es Demasiado Tarde p. 18
INDEPENDENCE VITALITY RESPECT VISIT US AT pcoa.org
INSIDE
PCOA BOARD OF DIRECTORS
Aging In Our Community . . . . . . . . . 3 Don’t Let a Heart Attack Surprise You . . . . . . . . . . . . . . . . . . . . 4 Dementia Capable SouthernArizona................ 6 CaregiverSupport. . . . . . . . . . . . . . . 8 HealthyLiving................. 10 EndingLifeWell. . . . . . . . . . . . . . . 11 Medicare..................... 12 Advocacy..................... 13 Rights & Benefits . . . . . . . . . . . . . . 14 Neighbors Care Alliance . . . . . . . . 16 Nunca Es Demasiado Tard . . . . . . 18
Estella R. Searcy, Chair Beth Smith, Vice Chair Ava S. Butler, Secretary Kristin Norstad, Treasurer Agnes C. Poore, RN, Immediate Past Chair
Never Too Late is published by Pima Council on Aging, the Area Agency on Aging, Region II. Material from Never Too Late may be reprinted when permission is given and attribution is used along with ©PCOA 2026. Editor Debbie Rich, (520) 790-7573 ext. 5043 drich@pcoa.org Graphic Designer Rebecca Manchester rmanchester@pcoa.org Advertising Jan Slonaker, (520) 790-7573 ext. 5076 jslonaker@pcoa.org Editorial and Advertising Deadline for Next Bi-Monthly Issue JANUARY 25, 2026 Please include a contact person name and phone number with all submitted material. All articles are subject to editing in accordance with technical and policy guidelines but will not be altered in content without permission of the author. Publication of submissions is not guaranteed. Ads are not to be considered as PCOA endorse- ments of products, services, or individuals.
Paula Chronister Piper Frithsen, RN Linda Hollis, PhD, EdS, MS, CPG
Christina Noz, Esq. C. Mary Okoye, Esq. Denise Taylor R. Wayne Wood, MD
ADVERTISE WITH US
Tucson and Pima County businesses, are you looking for a way to reach the 60+ market? Advertise with us and reach over 7,500 readers! Never Too Late is distributed at no cost in local grocery stores, libraries, community centers, and other venues frequented by older adults and caregivers along with a digital edition that receives over 1,200 views monthly. Contact Jan Slonaker at jslonaker@pcoa.org or (520) 790-7573 ext. 5076 for more information.
Read Never Too Late online at nevertoolate.pcoa.org
LET'S CONNECT Access our services is by calling our Helpline 8:30 am–5:00 pm Monday through Friday at (520) 790-7262 or emailing help@pcoa.org . Our 600 S. Country Club Rd. building is open for those requiring in-person assistance.
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Pima Council on Aging
AGING IN OUR COMMUNITY A Message from Our President & CEO, Robert Ojeda, PhD
A s we look forward to the new year, I want to share my vision for Pima Council on Aging (PCOA) and our commitment to fostering a more inclusive, responsive, and supportive community for older adults. At PCOA, we believe that understanding a community begins with engaging directly with its members. In the coming year, our dedicated team will reach out across Pima County to meet older adults, caregivers, volunteers, and community partners where they feel most comfortable. That may mean sitting at a kitchen table, joining conversations in a neighborhood center, attending a listening circle at a church, or engaging in informal chats after community events. Our primary goal is simple: to listen deeply. We want to hear directly from you about your needs, your aspirations for aging well, and the barriers you face. This outreach is a central part of our Community Assessment & Impact Plan, which seeks to build a more age-equitable Pima County.
As we embark on this listening journey, we continue our essential work across all PCOA programs: Meals on Wheels, Healthy Living, Family Caregiver Support, Rights & Benefits, Medicare counseling , Neighbors Care Alliance, Dementia Capable Southern Arizona, and so many others. These services remain at the heart of our mission. While we listen and learn from you, we remain fully committed to providing the vital support older adults and families rely on every day. We also recognize that the experience of aging varies widely. In our early conversations, we’ve heard from caregivers navigating overwhelming systems, older adults whose fixed incomes no longer stretch far enough, people of color and rural community members who face longstanding inequities, and LGBTQ+ elders seeking affirming support. We’ve also heard from vulnerable older adults, especially women, struggling to remain safely housed. Each story reminds us that aging touches every family differently, and that our services must evolve to reflect those realities.
Robert Ojeda, PhD
As we expand our listening efforts, we do so with humility and gratitude. Our mission goes beyond delivering services; it is rooted in relationships, trust, and showing up for one another. We want to understand not just the challenges but also the strengths, neighbors checking on neighbors, volunteers offering companionship, and cultural traditions that strengthen resilience. I invite you to walk alongside us in this important work. Your insights, experiences, and partnerships are essential in shaping a stronger, more connected future for every older adult in Pima County. Thank you for your presence, your support, and your belief in this vision. Together, we can create a community where every person can age with dignity, independence, and connection. Warmly,
Robert Ojeda, PhD President and CEO Pima Council on Aging
January & February 2026, Never Too Late | Page 3
Pima Council on Aging
Don’t Let a Heart Attack Surprise You By Susan Smith GUEST EDITORIAL
well, the fatigue oh my–I was SO TIRED! I knew something was wrong, but I had too much to do to go get checked out. I just did what we women do best–brush it off and PUSH THROUGH IT! Here’s what I didn’t know. Those discomforts were symptoms of a heart attack in women! Why didn’t I know this? Because, like most people, a heart attack was what I’d seen in the movies of a man. You know the kind—sweating forehead, pain radiating down the arm, clutching his chest, and falling to the floor, the Hollywood heart attack. I had excuses for all my symptoms, like my pillow was too flat, which made me feel so tired. I was light-headed because I stood up too fast, and short of breath because I was talking too fast. Oh, and that collarbone thing? I was sure a neck massage would resolve it. One Friday morning in 2018, I had a long to-do list for my writing class. While showering, I struggled for breath and had to lie down to recover. Blow-drying my hair caused the same issue, which only increased my frustration. I pushed through to the grocery store to buy supplies. In the cookie aisle, I reached for a package, but it fell. Leaning down to pick it up, I felt I might faint. Fearful, I left the cookies behind, rushed to checkout, and drove home. I decided to call my doctor because my collarbone pinch had become a constant pain. The receptionist said, “Sorry, he’s out of town.”
Do you know what the number one killer of women (and men) is? It’s heart disease, not cancer. And yet most of us know very little about the signs and symptoms of this deadly disease. As an advocate for women’s heart health, I learned the hard way. I had a heart attack on a day I was too busy to be bothered with a few annoying symptoms. I was living my best life after retiring from my corporate job. With the freedom from the nine-to-five grind, I filled my days with all the things I couldn’t do while working. I started a jewelry business & taught memoir writing, attended several networking and social groups, and took classes and workshops. I could now participate in the weekly bible study groups at my church. The list was endless, and I was having fun. It was a busy lifestyle running around seeing people, taking care of everything, and everybody. Each day was planned to the max with no room for interruptions. I found I liked my busy lifestyle. That “busyness” filled me with energy. I could feel the excitement of a challenge. That energy, that excitement, gave me confidence, got me going, and kept me working on all those projects. Some call this excitement a level of stress, but a GOOD stress. But something wasn’t right. I felt a pinching in my collarbone, sometimes light-headed, and short of breath. And
Author, Susan Smith.
“Is someone covering for him? Who can I see?” I’m exasperated now. She said, “It sounds like you should call your cardiologist, or go to the nearest emergency room.” “I can’t go to the ER,” I wailed, I have too much to do!” Her reply haunted me for months. “You can’t do anything if you’re dead.” Thankfully, I had a cardiologist to call. They found my file (10 years since my last visit) and worked me in. They hooked me up to an EKG machine and the cardiologist entered the room, stared at the machine and said, “Susan, you’re having a heart attack right now. You have to go the emergency room now!” At Tucson Medical Center, I was rushed inside and placed on a gurney. Within minutes, I was in the Cardiac Cath lab getting a stent in my heart.
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Pima Council on Aging
When I didn’t improve by the next day, they put another stent in a different artery. Finally, after 4 DAYS in the hospital, I was released. I went home thankful, so thankful to be alive. I followed the doctor’s orders. That meant cardiac rehab three times a week, eating heart-healthy meals, and taking my meds faithfully. The hardest order was to eliminate stress from my life. WAIT! WHAT? Oh, that was going to be hard. Remember how I liked that “GOOD” stress? I had to stop taking on too much, doing too many things without enough time. The old me always said yes to everything. I had to learn to say “NO.” We’ve all heard the old cliché, “Life is short, so make the most of it.” Because I had a brush with death, I can relate to this. My heart is not the same as it was before because it has some damage. My doctors have done everything to make me and my heart as good as I
Get a heart baseline from your regular doctor. Ask to test these things: • Blood pressure
can be, but it’s up to me to take good care of it. And if that means saying “NO” to something I desperately want to do, then so be it. BECAUSE “Life is short.” Why am I so diligent? Because I want you to know what I didn’t know. I share my experience, so you know these four things: • Those inconvenient aches & pains might be a sign. • Taking on too much may cause stress on your heart. Here’s a checklist of symptoms and signs of a heart attack in women: • Discomfort in your neck, jaw, shoulder, upper back or abdomen • Shortness of breath • Pain in one or both arms • Nausea or vomiting • Cold sweats • Lightheadedness or dizziness • Unusual fatigue • It’s okay to say “NO.” • Listen to your body.
• Weight/BMI • Cholesterol • Blood sugar
If any are out of range, they can treat or refer you to a cardiologist. Be proactive, here’s what you can do now: • Quit smoking • Exercise regularly • Eat healthy • Ask your doctor for a heart baseline • Know your family history Learning about heart disease is a good thing. Here’s to healthy, happy hearts! ◆ Susan Smith is a published author of My Heart Attack Saved My Life... But for What? She’s a writer, speaker, and Mayo Clinic-trained WomenHeart Champion. Find more at susansmithheart.com
Training can help save the life of someone from your family, job, or community! FIRST AID CPR TRAINING Learn how to save a life!
Check out locations, available dates and register at pcahfacpr.eventbrite.com or call (520) 305-3445 to sign up!
January & February 2026, Never Too Late | Page 5
Pima Council on Aging
DEMENTIA CAPABLE SOUTHERN ARIZONA DCSA in the Community
A Memory Café is a welcoming social gathering for individuals living with dementia and their caregivers. It provides a safe, supportive space to enjoy activities and connect with others in a relaxed environment. Cafés help promote social connectedness and foster community for those affected by memory loss. Please visit bit.ly/memory-cafes for café-specific information or to register.
AARP Memory Café Fridays, January 30 & February 27 10:00—11:30 am AARP Tucson Office 6700 N. Oracle Rd., Suite 331 Tucson, AZ 85704 Alzheimer’s Association Memory Café Wednesdays, January 14 & February 11
Memory Café at The Katie Wednesdays, January 14 & 28 February 11 & 25 10:00–11:00 am Katie Dusenberry Healthy Aging Center (PCOA) 600 S. Country Club Rd. Tucson, AZ 85716 Memory Café at The Lupu Tuesdays, January 20 & February 17 10:00–11:00 am The Lupu (PCOA) 8467 E. Broadway Blvd. Tucson, AZ 85710 Casa de Encanto Memory Café (Bilingual/Bilingüe) Mondays, January 12 & February 9 lunes, 12 de enero & 9 de febrero 10:00-11:00 am CPLC Casa de Encanto 250 N. Silverbell Rd. Tucson, AZ 85745 Registration requested. Favor de confirmar su asistencia. Contact/ contaco Mariana Gutierrez at (520) 310-4516.
Casa del Pueblo Memory Café (Bilingual/Bilingüe) Tuesdays, January 6 & February 3 martes, 6 de enero & 3 de febrero 10:00-11:00 am CPLC Casa del Pueblo 4975 S. Liberty Ave. Tuscon, AZ 85706 Registration requested. Favor de confirmar su asistencia. Contact/ contaco Amee Gonzalez at (520) 310-2915. Esperanza Memory Café Thursdays, January 8 & February 12 2:00–3:00 pm United Methodist Church Green Valley 300 W. Esperanza Blvd. Green Valley, AZ 85614 Midtown Memory Café at JFCS Thursdays, January 8 & February 12 10:30–11:30 am JFCS Tucson 4301 E. 5th St. Tucson, AZ 85711 Posada Life Memory Café Fridays, January 16 & February 20 1:00–2:00 pm La Posada Community Center
3:00–4:00 pm Beyond Bread 421 W. Ina Road Tucson, AZ 85704
780 S. Park Centre Ave. Green Valley, AZ 85614
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Pima Council on Aging
Upcoming Presentations Dementia Friends Information Session Gain a general understanding of dementia with a focus on creating a dementia-friendly community. Friday, January 9 10:00–11:00 am Ora Mae Harn Senior Center 13250 N. Lon Adams Rd. Marana, AZ 85653 Wednesday, February 4 10:00–11:00 am Joyner-Green Valley Library 601 N. La Cañada Dr. Green Valley, AZ 85614 VIRTUAL Tuesday, February 17 3:00–4:30 pm Online Zoom presentation with special emphasis on the African-American population. Dementia 101 Learn more about what dementia is and how it impacts individuals, families, and communities. Understand common signs of dementia and how to approach memory concerns. Wednesday, February 18 10:00–11:30 am Joyner-Green Valley Library 601 N. La Cañada Dr. Green Valley, AZ 85614 Memory Loss: Progressions, Behaviors, and Interventions Part 1 Dive into the progression of dementia, the brain changes that occur, and care tips. This presentation is designed for family members and other caregivers. Wednesday, March 4 10:00–11:30 am Joyner-Green Valley Library 601 N. La Cañada Dr. Green Valley, AZ 85614
VIRTUAL Thursday, January 22 2:00–3:30 pm Memory Loss: Progressions, Behaviors, and Interventions Part 2 Take a deeper dive looking at caregiver strategies, common challenges, and approaches to caring for someone with dementia. This presentation is designed for family members and other caregivers. Wednesday, March 18 10:00–11:30 am Joyner-Green Valley Library 601 N. La Cañada Dr. Green Valley, AZ 85614 VIRTUAL Thursday, January 29 2:00–3:30 pm IDEA! Strategy A 3-step strategy to help you figure out why a behavior is happening and how to deal with it. This presentation is designed for family members and other caregivers. Monday, March 23 2:00–3:30 pm Joyner-Green Valley Library 601 N. La Cañada Dr. Green Valley, AZ 85614 End of Life Care Planning: What You Need to Know When Living with a Dementia Diagnosis Understand end of life care decisions, decision-making authority, and ad- vance directives. Friday, March 27 2:00–3:30 pm Joyner-Green Valley Library 601 N. La Cañada Dr. Green Valley, AZ 85614
Register online at bit.ly/DCSAevents or by scanning the QR code.
FOR MORE INFORMATION on the presentations, please contact Nicole Thomas at nthomas@pcoa.org or (520) 790-7573 ext. 1739. EnhanceFitness®: Strong and Capable Mondays, Wednesdays & Fridays 1:00–2:00 pm Randolph Recreation Center 200 S. Alvernon Way, Bldg. 1 Tucson, AZ 85711 An interactive fitness program for both those living with memory loss and mobility challenges and their caregivers! EnhanceFitness® is an evidence-based falls prevention and physical activity program specifically designed for older adults. For more information and to register please email DCSA@pcoa.org or call (520) 790-7573 ext.1748 .
January & February 2026, Never Too Late | Page 7
Pima Council on Aging
CAREGIVER SUPPORT Aging with Purpose: Redefining the Later Years By Brenda Mayorquin, Aging & Caregiving Specialist
Here are guiding questions that can help shape this chapter: • What energizes me now? What do I find exciting or interesting? • How can I use my experience to contribute to others? • What relationships do I want to strengthen or cultivate? • Which activities have I longed to try? When we redefine aging as a time of possibility, the later years become a chapter rich with insight, creativity, and personal growth. Aging with purpose isn’t about resisting time; it’s about using time wisely and living the years ahead with clarity and meaning. ◆
and even increased longevity. Purpose acts as an internal compass. It gives structure to everyday life, strengthens personal identity, and helps people navigate transitions such as retirement, empty-nesting, or changes in health. Aging with purpose means embracing change rather than resisting it. Many find fulfillment in mentoring, volunteering, or pursuing interests that once had to wait. With outdated stereotypes fading, older adults are claiming new roles as leaders, influencers, and active participants in society. Humans are wired for connection, and social engagement becomes especially vital as we age. Community involvement, whether through clubs, programs, or online networks, strengthens belonging and supports resilience. Our purpose is not only about what we do, but who we share it with. One’s purpose can be quiet or bold, personal or communal. What matters is that it feels meaningful to you.
Aging is often framed through a narrow lens including decline, loss, and limitations. But for millions of people today, the later years are becoming a vibrant chapter defined not by what ends, but by what begins. Aging with purpose is emerging as a powerful model for living well. In past generations, reaching an older age was an endpoint. Today, people in their sixties, seventies, and beyond are starting new careers, exploring creative passions, and contributing to their communities in new ways. Research consistently shows that a sense of purpose is linked to better physical health, emotional resilience, and cognitive vitality. Older adults who feel connected to meaningful goals experience lower rates of depression, have improved mobility,
FOR MORE INFORMATION Visit pcoa.org or call (520) 790-7262.
My grandpa is in the early stages of dementia... It’s a lot to manage with my school, work, and other responsibilities, but I have to make sure he’s getting the care and medication he needs…
Connect to trusted caregiver resources today. Visit pcoa.org or call the Helpline at (520) 790-7262.
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Pima Council on Aging
CAREGIVER SUPPORT GROUPS
JANUARY Friday, January 2 1:00–2:30 pm VIRTUAL Meeting on Zoom Monday, January 5 1:00–2:30 pm (East) PCOA Lupu Building 8467 E. Broadway Blvd., Boardroom Tucson, AZ 85710 Tuesday, January 6 12:00–1:30 pm (Oro Valley) Impact of S. Arizona 15930 N. Oracle Rd. Catalina, AZ 85739 Monday, January 12 1:00–2:30 pm (Green Valley) Friends Indeed 301 W. Camino Casa Verde, Room C Green Valley, AZ 85614 Tuesday, January 13 10:30 am–12:00 pm NEW LOCATION (Marana) Nanini Library 7300 N. Shannon Rd. Tucson, AZ 85741 Wednesday, January 14 1:30–3:00 pm VIRTUAL Meeting on Zoom Thursday, January 15 1:00–2:30 pm (East) PCOA Lupu Building 8467 E. Broadway Blvd., Boardroom Tucson, AZ 85710 Tuesday, January 20 10:00–11:30 am (North) AARP Arizona 6700 N. Oracle Rd., Suite 331, Classroom Tucson, AZ 85704
Wednesday, January 21 1:00–2:30 pm (Midtown) Katie Dusenberry Healthy Aging Center 600 S. Country Club Rd. Tucson, AZ 85716
Tuesday, February 17 10:00–11:30 am (North) AARP Arizona 6700 N. Oracle Rd., Suite 331, Classroom Tucson, AZ 85704 Wednesday, February 18 1:30–3:00 pm VIRTUAL Meeting on Zoom Thursday, February 19 1:00–2:30 pm (East) PCOA Lupu Building 8467 E. Broadway Blvd., CALC Room Tucson, AZ 85710 Friday, February 20 1:00–2:30 pm (Midtown) Katie Dusenberry Healthy Aging Center 600 S. Country Club Rd. Tucson, AZ 85716 Monday, February 23 11:00 am–12:30 pm VIRTUAL Workshop: Medication Safety for Family Caregivers Tuesday, February 24 9:00–10:30 am
Monday, January 26 11:00 am–12:30 pm VIRTUAL Meeting on Zoom Tuesday, January 27 9:00–10:30 am
(Southwest) Tucson Estates 5900 W. Western Way Cir. Tucson, AZ 85713 FEBRUARY Monday, February 2 1:00–2:30 pm (East) PCOA Lupu Building 8467 E. Broadway Blvd., CALC Room Tucson, AZ 85710 Tuesday, February 3 12:00–1:30 pm (Oro Valley) Impact of S. Arizona 15930 N. Oracle Rd. Catalina, AZ 85739 Thursday, February 5 1:00–2:30 pm VIRTUAL Meeting on Zoom Monday, February 9 1:00–2:30 pm (Green Valley) Friends Indeed 301 W. Camino Casa Verde, Room C
(Southwest) Tucson Estates 5900 W. Western Way Cir. Tucson, AZ 85713
FOR MORE INFORMATION RSVP required. To RSVP or if you have any questions, please contact Support Group Facilitator, Tonetta Clay at tclay@pcoa.org or (520) 305-3405.
Green Valley, AZ 85614 Tuesday, February 10 10:30 am–12:00 pm NEW LOCATION (Marana) Nanini Library 7300 N. Shannon Rd. Tucson, AZ 85741
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Pima Council on Aging
HEALTHY LIVING
Upcoming Classes NEW LOCATION for classes formerly held at The Katie Dusenberry Healthy Aging Center
Pima County Parks & Recreation Ellie Towne/Flowing Wells Community Center 1660 W. Ruthrauff Rd. Monday, Wednesday, Friday 10:00–11:00 am Drexel Heights Community Center 5220 S. San Joaquin Ave. Monday, Wednesday, Friday 10:00–11:00 am Picture Rocks Community Center 5615 N. Sanders Rd. Monday, Wednesday, Friday 9:00–10:00 am
EnhanceFitness® Program EnhanceFitness® is developed specifically for older adults, with exercises focusing on four key areas important to your health and fitness: stretching and flexibility, low impact aerobics, strength training, and balance. You can join us no matter what your current level of fitness is because we offer seated, standing and virtual exercise options. This is no average fitness class! EnhanceFitness® is an evidence-based program backed by years of research, w hich means it is scientifically proven to: • Improve strength and balance
Randolph Recreation Center 200 S. Alvernon Way, Bldg. 1 Monday, Wednesday, Friday In-Person (IP) 10:30–11:30 am Remote (R) 10:30–11:30 am Tucson Estates (TENHN) 5900 W. Western Way Circle Monday (Recreation Hall) Wednesday, Friday (Multi-Purpose Hall) 10:30–11:30 am
Randolph Recreation Center 200 S. Alvernon Way, Bldg. 1 Monday, Wednesday, Friday 9:00–10:00 am
REGISTER ONLINE AT: bit.ly/PCenhancedfitness
El Rio Recreation Center 1390 W. Speedway Blvd. Monday, Wednesday, Friday 11:00 am–12:00 pm Udall Park, Carol West Senior Center 7200 E. Tanque Verde Rd. Monday, Wednesday, Friday 11:00 am–12:00 pm Clements Regional Center, Fitness Center 8155 E. Poinciana Dr. Monday, Wednesday, Friday 8:30–9:30 am REGISTER ONLINE AT: bit.ly/PCOAEnhanceFitness Oro Valley Recreation Center 10555 N. La Canada Dr., Oro Valley Monday, Wednesday, Friday 9:00–10:00 am Call (520) 544-1900 to register.
• Increase flexibility • Boost activity levels • Improve mood • Help prevent falls
FOR MORE INFORMATION about EnhanceFitness® classes please contact Cheryl Phillips at cphillips@pcoa.org or call (520) 305-3410. For more information about Healthy Living programs, please visit pcoa.org, contact Harbhajan Khalsa at hkhalsa@pcoa.org or call (520) 790-7573 ext. 3426.
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Pima Council on Aging
ENDING LIFE WELL
A Thoughtful New Year’s Resolution
want, and here’s what I don’t want,” so your loved ones aren’t left to guess at a difficult moment. And it’s easier to complete than you might think. PCOA has a team of specialists who can help you complete your end-of-life care plan.
You don’t have to write it all at once. Just a few details, your greatest accomplishments, the people you loved, even favorite memories, can make a big difference. And when the time comes, your family will appreciate having something to guide them through an often-difficult process. It’s a final gift of clarity, comfort, and impact for those you leave behind. A New Year’s Goal with Meaning Both of these tasks are ways to take control of your future and make sure your wishes are clear. It’s not about dwelling on the end of life, but about living thoughtfully and ensuring that, when the time comes, you have peace of mind knowing that your wishes are carried out to the very end. So, this New Year, consider adding these simple yet meaningful tasks to your resolutions. Taking a little time now can bring a lot of comfort later for both you and those you love. FOR MORE INFORMATION and additional ideas, or to schedule time with our end-of-life care planning team, please call (520) 790-7262.
Completing Advance Directives and Pre-Writing Your Obituary As the new year approaches, many begin thinking about the goals and resolutions for the months ahead. While health, travel, or learning something new often top the list, there’s another resolution that can bring comfort and peace of mind; planning for the future by completing an advance directive and pre-writing your obituary. It might sound bleak, but these are powerful ways to ensure your wishes are honored, and they can offer both you and your loved ones a great sense of relief.
Pre-Writing Your Obituary: A Final Act of Kindness Writing your own obituary might sound unusual, but it’s actually an incredibly thoughtful and caring thing to do. It’s a chance to reflect on your life, celebrate your memories, live out your legacy, and make sure your loved ones don’t have to worry about what to say during an emotional time. Pre-writing your obituary gives you the opportunity to shape how you’re remembered, whether you want to highlight your family, passions, or milestones that brought you joy.
Advance Directives: Making Your Healthcare Wishes Clear An advance directive is a legal document that outlines your preferences for medical care, in case there ever comes a time when you’re unable to speak for yourself. This can include decisions about life-saving treatments, end-of-life care, and organ donation. It’s a way of saying, “Here’s what I
We are grateful for the generous support provided by the Shaaron Kent Endowment held at the Community Foundation for Southern Arizona.
January & February 2026, Never Too Late | Page 11
Pima Council on Aging
What to Know About Medicare Advantage Open Enrollment Period in 2026 MEDICARE
Remember that Health Maintenance Organization (HMO) plans may require a referral from a PCP to see specialists, while Preferred Provider Organization (PPO) plans typically do not. HMO Point-of-Service plans may have flexibility in some parts of their coverage. Check with the plan directly for accurate information. Drug Formulary: Make sure that you are getting cost-effective coverage for your prescription medications. This year’s prescription out-of-pocket costs are capped at $2,100, which is a $100 increase from last year. Your medications must be in the drug plan’s formulary for you to benefit from this $2,100 cap. Prescription Payment Plan Program: If you were enrolled in this program last year, which allowed you to set up a payment plan for your medications, you will be automatically re-enrolled unless you choose to opt-out. Once enrolled in either Medicare Advantage or Standalone Part D Plan, coverage will take effect on the first of the month following enrollment. ◆
Upcoming Presentations Wednesdays January 28 & February 25 2:00–5:00 pm Murphy-Wilmot Library Topics include: • Understand the difference between Original Medicare and Medicare Advantage. • Learn about Medigap and Prescription Drug Plans. • Questions to ask before you enroll. • How and when to enroll. • Learn about Medicare Savings Programs and getting help with paying Part B premium and/or Part D drug costs for those who qualify. • How to find plans that offer the lowest cost for prescriptions you take. 530 N. Wilmot Dr. Tucson, AZ 85710 REGISTRATION REQUIRED visit Medicare2026-Murphy WilmotLibrary.eventbrite.com or call (520) 546-2011 to register.
Medicare Advantage (MA) plans (also known as Part C) and standalone Prescription Plans (also known as Part D) are run by private companies. For Medicare beneficiaries enrolled in Medicare Advantage, Open Enrollment resumes from January 1–March 31, 2026. During this period Medicare Advantage beneficiaries can: • Switch to another (MA) plan with or without drug coverage. In 2026, Pima County has eighty-two MA plans including Special Needs Plans. • Drop the MA plan and return to Original Medicare. This also allows you to join a Part D plan. You will have a choice of ten Part D plans to choose from. However, Original Medicare enrollees may not switch to Medicare Advantage at this time. Some important factors to consider when switching to a Medicare Advantage Plan include: Maximum Out of Pocket (MOOP) costs: This is the maximum amount you will ultimately be responsible for before the plan picks up the total cost of your care. MOOP amount varies by plan. In 2026, MOOP costs for Pima County MA plans range from $2,000 to $13,900. Plan Network: Check with your existing providers to make sure that they are in network before switching plans.
FOR MORE INFORMATION Contact your local State Health Assistance Program (SHIP) at 1-800-435-4040. Pima Council on Aging is the local SHIP for Pima
County. Contact us at SHIP@pcoa.org or call (520) 546-2011.
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Pima Council on Aging
ADVOCACY Why the Regional Transportation Authority (RTA) Matters For many older adults in Pima County, staying connected to their community comes down to something simple: being able to get where they need to go. Across communities in our Neighbors Care Alliance (NCA), transportation remains one of the most requested services, and volunteer drivers are truly the backbone of that support. What’s on the Ballot • Proposition 418: Approves the new regional transportation plan, known as RTA Next. • Proposition 419: Continues the existing half-cent sales tax that funds the plan (no tax increase). These two measures work together, and both must pass to keep the volunteer driver programs and neighborhood transportation services that our older adults rely on. The Impact of Volunteer Drivers by the Numbers for July 2024 to June 2025 • Total number of miles driven: 530,961.6 miles (not all miles driven are reimbursed). • Total miles reimbursed through RTA funding: 354,881.6 miles • Total reimbursement provided to volunteers: $239,395.36 These numbers represent thousands of medical appointments, grocery trips, wellness checks, and social visits. They represent friendships formed, independence preserved, and
communities strengthened. Most importantly, they show just how essential RTA support is to keep these neighborhood programs running. Dorothy’s Story: A Life Made Easier by Neighbors and the RTA Dorothy, an 83-year-old widow, lives alone in a quiet neighborhood. The nearest bus stop is over a mile away, and the uneven sidewalks leading there make walking unsafe. Each week, volunteer drivers pick her up for medical appointments, her weekly fellowship lunch,
• Neighborhoods will see safer crosswalks, better lighting, and more accessible walking routes. • Older adults will be better able to stay independent, connected, and supported. Helping Our Region Age Well Mobility is more than transportation. For older adults, it means: • Independence • Connection to others • Access to health care and daily essentials • Safety and stability in aging The RTA has been a quiet but essential partner in helping our community age well. As we look toward the upcoming election, we hope our readers will take time to learn about Propositions 418 and 419 and their importance to the volunteers and neighbors who make the Neighbors Care Alliance possible. ◆
and for grocery trips when needed. “I look forward to Thursdays,” Dorothy shared. “My drivers don’t just take me places; they help me stay connected to the community.” Her volunteers often travel 30–40 miles a week to support her. Thanks to RTA-funded mileage reimbursement, they can continue offering that support without facing financial strain. Why Propositions 418 and 419 Matter to Older Adults If Propositions 418 and 419 are approved: • NCA volunteer driver programs will continue receiving mileage reimbursement. • Roadway improvements will help volunteers safely reach older adults throughout Pima County.
January & February 2026, Never Too Late | Page 13
Pima Council on Aging
RIGHTS & BENEFITS
There are several types of tax programs for which you may be eligible: The Arizona Property Tax Refund Credit also known as the 140PTC, may be filed if you meet the following criteria: • Arizona resident for the entire year of 2025. • Age 65 or older by 12/31/2025 or a recipient of Supplemental Security Income (SSI). • Limited household income (Social Security is not counted.) • You paid property taxes and/or rent in 2025. Call PCOA at (520) 790-7262 in Tucson for 140PTC forms, or to make an appointment for assistance in completing this form. THIS CREDIT IS PROVIDED BY THE ARIZONA STATE DEPARTMENT OF REVENUE. Program open from January 2026 until the tax filing deadline in April 2026. PCOA will be providing telephone and in-person appointments for assistance beginning February 1, 2026. Valuation Relief Programs: If approved Widow/Widower or Totally & Permanently Disabled applicant could receive a reduction to their Limited Assessed Value also known as the taxable value of a property. The total combined Limited Assessed Value of Arizona property cannot exceed the Arizona Department of Revenue (AZDOR) threshold of $36,454 . Qualifications & Required Documents: • Must be over the age of 18. • Proof of Household Income and Residency is required to be submitted with your application. Property Tax Breaks for Older Adults
The Senior Property Valuation Protection Option Interested seniors may “freeze” the Limited Value of their primary residence provided they meet the following requirements: • At least one of the owners must be 65 years of age by September 1 of the current application year. • The applicant must have lived in and owned the requested property for the two (2) years prior to applying. The property must be the primary residence of the applicant. An applicant can only have one primary residence. Rentals, mixed use properties, and properties over 10 acres do not qualify. • An individual property owner’s total income from ALL sources, including nontaxable income, cannot exceed $47,712 . The total income from ALL sources for two or more property owners cannot exceed $59,640 per the AZDOR. This is calculated as an average of the household’s total income for the prior three (3) years. • If the 2027 Limited Value is lower than the 2026 Limited Value, the protection option is not a benefit. Any applications will be denied. Applicants may apply in a future year if the Noticed Value, mailed annually in February, becomes higher than the previous year. • The deadline for submitting the application with all required documentation is September 1, 2026. A determination regarding qualifications will be mailed to you on or before December 1, 2026. ◆ For further information, please contact the Pima County Assessor’s Office at asr.pima.gov or call (520) 724-7500.
• Widow/Widower: Provide a copy of spouse’s death certificate. The applicant cannot be remarried or have been separated/divorced from spouse at time of death. The death certificate must list the name of the applicant as the surviving spouse. • Totally & Permanently Disabled: Provide a completed AZDOR Certificate of Disability form (DOR82514B) stamped and signed by a competent medical authority. If no stamp can be obtained, provide a receipt from the provider, a note on the provider’s office letterhead, or a prescription form issued by the provider. Service-Connected Disabled Veteran Relief • Must be over the age of 18. • Proof of Household Income and Residency is required to be submitted with your application. • Provide a Benefit Summary Letter from the Department of Veterans Affairs dated in the last 12 months which includes: Character of Service, if you have one or more service-connected disabilities, Combined service-connected evaluation rating & Effective date of disability. • There are no minor children residing with you and the total household income from all sources, for all occupants does not exceed the statutory limit of $39,865. • There are minor children or an adult dependent who is totally and permanently disabled residing with you and the total household income from all sources for all occupants does not exceed the statutory limit of $47,826.
Page 14 | January & February 2026, Never Too Late
Pima Council on Aging
NO MORE PARTY OF ONE
ALTCS Workshops Join us for a workshop to learn about the Arizona Long Term Care System (ALTCS). Discover what ALTCS is, the eligibility requirements, and the range of services available once enrolled. This workshop is an excellent starting point for anyone considering ALTCS for themselves or a loved one.
FOURTH WEDNESDAY OF EACH MONTH Location may be subject to change. Eventbrite registration will reflect the most up-to-date location information.
6 Community Lunch sites in metro Tucson and Green Valley 60 years or older and tired of dining alone? Want to get out of the house and enjoy a satisfying lunch while making friends? TRY COMMUNITY LUNCHES $2 TO $3 A MEAL! REGISTRATION REQUIRED Please call for mealtimes, to reserve a meal, and for days and hours of operations. Armory Park Center 220 S. 5 th Ave., Tucson (520) 791-4070 Casa De Encanto 250 N. Silverbell Rd., Tucson Freedom Recreation Center 5000 E. 29 th St., Tucson (520) 791-4969 La Posada Community Center 780 S. Park Centre Ave., Green Valley · (520) 393-6814 William M. Clements Center 8155 E. Poinciana Dr., Tucson (520) 791-5787 (520) 310-6716 Casa De Pueblo 4975 S. Liberty Ave., Tucson (520) 310-2915
Please join us in person Date: January 28, 2026 Time: 2:00–4:00 pm Location: The Katie, 600 S. Country Club Rd. Please join us on Zoom from your computer, tablet, or phone Date: February 25, 2026 Time: 2:00–4:00 pm Registration is required for both the in person workshop and online webinar. TO REGISTER , go to bit.ly/ALTCSWorkshop or call Donna DeLeon at (520) 305-3450.
FOR MORE INFORMATION Please visit bit.ly/PCOAmeals or call the PCOA Helpline at (520) 790-7262.
January & February 2026, Never Too Late | Page 15
Pima Council on Aging
NEIGHBORS CARE ALLIANCE
Corona Cares By Ellie Abraham, Coordinator
month, we donate toiletries, socks, and protein snacks for teens in need. During the holiday season, we select a teen from the Angel Tree to help brighten their Christmas. In 2024, we proudly received our 501(c)(3) designation. In 2025, we were awarded a grant from Trico, which allowed us to create safety kits for our volunteers and recipients— something we had hoped to do for many years. Each kit included a fire extinguisher, fire blanket, night light, flashlight, and a bladeless desktop fan to help ease the summer heat. We are grateful to Trico for making this possible.
for helping her feel connected and supported. Messages like hers remind us of our purpose: we are neighbors helping neighbors. ◆
Corona Cares has proudly completed its fifteenth year of serving the Corona de Tucson community. Over the years, we have supported more than 70 residents, and today we continue to assist 16 active recipients. While we have offered a variety of services, the most significant need in our rural area continues to be transportation, followed closely by friendly phone calls, friendly visits, and caregiver relief.
The Neighbors Care Alliance (NCA) is a network of neighborhood volunteer programs with a shared mission of helping older adults thrive safely in their homes for as long as possible. The programs serve specific geographic areas, and each is independently organized. Pima Council on Aging serves as the program administrator and provides tools to build infrastructure, volunteer training, opportunities for networking, access to community resources, and mileage reimbursement. The Neighbors Care Alliance is more than just a collection of volunteer programs. Through a tapestry of local initiatives, the NCA weaves a stronger, more compassionate social fabric one ride, call, or visit at a time. Does your neighborhood have an informal neighbors-helping-neighbors program that would benefit from support? If not, would you like to learn how you can start one? ◆ FOR MORE INFORMATION visit nca.pcoa.org or call Christina Walker, PCOA Volunteer Services Program Manager at (520) 258-5062.
Our work is strengthened by meaningful partnerships throughout the community. These include the Corona de Tucson Fire Department, American Legion Post 109, Corona de Tucson Community Alliance, the Church of Jesus Christ of Latter-Day Saints, and four Vail schools in our village. The fire department distributes our brochures during safety checks, and Post 109 generously hosts a weekly Fellowship Day that offers socialization, a light lunch, and a community Thanksgiving dinner. Corona Cares provides transportation so our recipients can participate in these gatherings. Working with the Community Alliance, we also supply snacks to school pantries for children who arrive hungry. Each
Corona Cares exists because of our dedicated volunteers. Without them, our work simply wouldn’t be possible. The gratitude we receive from our recipients inspires us to continue serving. Just today, we received a heartfelt note from a recipient who recently moved to the area, thanking our volunteers
Page 16 | January & February 2026, Never Too Late
Pima Council on Aging
Find a Program Near You Amphi Volunteers in Service Serving older adults (55+) who reside within the boundaries of Fort Lowell and Roger Roads, and Oracle Rd. and First Ave. Civano1 Neighbors Helping Neighbors Providing support to older adults residing in the Civano 1 Neighborhood at 10501 E. Seven Generations Way. Corona Cares Serving older adults who reside in Corona de Tucson Fire District between Dawn Rd. on the north and Camino Aurelia on the south, Ocotillo on the west and Wentworth Rd. on the east. Providing support to older adults 55+ who reside between Grant Rd./Tanque Verde Rd. on the north and Irvington Rd. on the south, and Swan Rd. on the west and Houghton Rd. on the east. Impact of Southern Arizona www.impactsoaz.org Serving older adults with meal delivery residing in northwest Pima County including Oro Valley and Catalina. Interfaith Community Services www.icstucson.org Serving older adults and people with disabilities in Pima County. (Please visit the ICS website to determine if your neighborhood is included). Ironwood to Goret Neighborhood Connections Ironwood Hill Dr. to the south, Goret Rd. to the north, Lloyd Bush Dr. to the west, and Grannen Rd. to the east. Also includes: Gregory Dr., Buck Ln., N. View Crest Dr., and W. Canyon Ln. Eastside Neighbors Volunteer Program www.tucsonenvp.com
Iskashitaa Refugee Network www.iskashitaa.org Providing support to older adult refugees throughout Pima County. Harvesting and gleaning unwanted produce and distributing to community partners and residents. Junction Connection (Robles Junction) Serving older adults, primarily with transportation, residing in Robles Junction between Mile Wide Rd. and Britten Ranch Rd. and Coleman Rd. and Kinney Rd. La Cholla Hills Neighbors Care Program Serving older adults in La Cholla Hills Serving older adults in Campus Farm, Limberlost, Rillito Bend, Mountain View, Richland Heights East, Richland Heights West, Winterhaven, Hedrick Acres, Mountain/1 st , Samos, Campbell/Grant and Jefferson Park Neighborhoods. Mobile Meals of Southern Arizona www.mobilemealssoaz.org Serving special diet meals to homebound individuals who are unable to cook and have special dietary needs. Service area includes City of Tucson, Green Valley and Sahuarita. Old Fort Lowell Live At Home www.oldfortlowellliveathome.org Serving older adults and individuals with disabilities who reside within the neighborhood. Lend-A-Hand www.lahseniorhelp.org boundaries of the Old Fort Lowell Neighborhood, which encompasses the area of Swan Rd. to the Pantano Wash and the Rillito River to Grant Rd.
Picture Rocks Neighbors Helping Neighbors Serving older adults in the Picture Rocks area between Mile Wide Rd. to the south, W. Magee Rd. to the north, N. Anway Rd. to the west, and the Tucson Mountains to the east. Resources in Vail – Greater Vail Serving older adults who reside in the area that makes up the Vail School District: Irvington Rd. on the north, Sahuarita Rd. on the south, South Wilmot Rd. on the west, and Pima County border on the east. Sabino Vista Circle Neighbors Helping Neighbors Community Resources www.resourcesvail.org Serving older adults within the Sabino Vista Townhouse Community (southeast corner of Sabino Canyon Rd. and Cloud Rd.). Southern Arizona Senior Pride Community Cares – Tucson www.soazseniorpride.org Supporting older adults in the LGBTQI+ community generally within the Tucson City Limits. Tucson Estates Neighbors Helping Neighbors Serving older adults who reside in the Tucson Estates Community which is east of Kinney Rd. and west of Sarasota Blvd. Valley Assistance Services www.valleyassistanceservices.org Serving adults 55+ and adults with disabilities. Support area includes Sahuarita, Green Valley, Amado, Arivaca,
Tubac, and Tumacacori. Voyager Neighbor to Neighbor Program
Park West Neighbors Helping Neighbors
Serving older adults who reside in the Voyager RV Resort, The Cove Homes, The Bay Homes, and The Crossing Homes.
Serving older adults and people with disabilities who live in the Park West Mobile Home Community at 3003 W. Broadway Blvd.
January & February 2026, Never Too Late | Page 17
Pima Council on Aging
EL ENVEJECIMIENTO EN NUESTRA COMUNIDAD
Un mensaje de Robert Ojeda, director ejecutivo de Pima Council on Aging
A medida que nos preparamos para el año nuevo, quiero com- partir la visión que tengo para Pima Council on Aging (PCOA) y nuestro compromiso de fomentar una comunidad más inclusiva, receptiva y solidaria para los adultos mayores. En PCOA, creemos que, para entender a una comunidad, es necesario empezar interactuando directamente con sus integrantes. Este próximo año, nuestro equipo especializado se acercará a todo el condado Pima para conocer a adultos mayores, cuidadores, voluntarios y colaboradores comunitarios en el lugar donde estos se sientan más cómodos. Esto pudiera ser desde una plática en la cocina hasta conversaciones en un centro comunitario, participación en foros en una iglesia o participar en charlas informales después de eventos comunitarios. Nuestro principal objetivo es sencillo: escuchar a fondo. Queremos escuchar directamente sus necesidades, sus aspiraciones sobre un mejor envejec- imiento y las barreras que enfrentan. Este ejercicio de acercamiento es parte fundamental de nuestro Plan de Evaluación e Impacto Comunitario (Community Assessment & Impact Plan), que busca desarrollar más equidad en torno a la edad en el condado Pima. A medida que nos embarcamos en este viaje, seguimos con nuestra labor fundamental en todos los programas de PCOA: Meals on Wheels, Healthy Living, Family Caregiver Support, Rights & Benefits, asesorías sobre Medicare,
Neighbors Care Alliance, Dementia Capable Southern Arizona y muchos otros. Estos servicios siguen siendo el núcleo de nuestra misión. Conforme los escuchamos y aprendemos de ustedes, seguimos plenamente comprometidos con ofrecer el apoyo vital del cual día a día dependen los adultos mayores y sus familiares. Reconocemos también que la experiencia del envejecimiento varía ampliamente. En nuestras primeras conversaciones, escuchamos a cuidadores que navegan sistemas abrumadores, a adultos mayores cuyo ingreso fijo ya no era suficiente, a personas de color y a miembros de comunidades rurales que enfrentan un largo historial de desigualdad, a adultos mayores LGBTQ+ que buscan apoyo y afirmación . También hemos escuchado a adultos mayores vulnerables, especialmente a mujeres, a quienes se les dificulta vivir en condiciones seguras. Cada historia nos recuerda que el efecto del envejecimiento es diferente en cada familia y que nuestros servicios deben evolucionar a fin de reflejar estas realidades. A medida que ampliamos nuestro es- fuerzo por escucharlos, lo hacemos con humildad y gratitud. Nuestra misión va más allá de los servicios que ofrecemos; está fundada en relaciones, confianza y presencia para los demás. Buscamos entender no solo los retos, sino también las fortalezas: a los vecinos que cuidan unos de otros, a los voluntarios que ofrecen su compañía y las tradiciones culturales que fortalecen la resiliencia.
Robert Ojeda, PhD
Los invito a caminar juntos en esta im- portante misión. Sus opiniones, experi- encias y colaboración son fundamental- es para forjar un futuro más sólido y unido para cada adulto mayor en el condado Pima. Gracias por su presencia, por su apoyo y por creer en esta visión. Juntos podem- os crear una comunidad donde cada persona pueda llegar a la tercera edad con dignidad, independencia y sentido de comunidad. Con afecto,
Dr. Robert Ojeda Presidente y director ejecutivo Pima Council on Aging
Page 18 | January & February 2026, Never Too Late
Pima Council on Aging
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