Voluntary Insurance Options through Anthem
Accident coverage provides a cash benefit for qualifying accidental losses. It can help pay for out-of-pocket medical costs, costs that may not be covered under your medical plan,
Voluntary Accident Insurance
or daily expenses. On the job accidents are excluded. Key Features: • Cash benefit paid directly to you in a lump-sum, tax-free payment • No medical questions or exam needed to enroll • You can take your coverage with you even if you leave your employer • No limitations for pre-existing conditions
Please see www.MYCREAbenefits for full details.
Critical Illness coverage provides the added layer of security you want and need when illness occurs — a lump-sum cash benefit to help pay for unexpected costs. You decide how to use the benefits: Help pay for out-of-pocket medical costs, prescriptions, hospital bills, x-rays, daily expenses, rent, food, or transportation. Key features: • Cash benefit is paid directly to you in a lump-sum, tax-free payment • $50 payment towards health screenings, such as a lipid panel or fasting glucose test • You can take your coverage with you even if you leave your employer • Critical Illness benefits for covered spouse and dependents are 50% of the amount shown below, except for Health Screening and Skin Cancer
Voluntary Critical Illness
Please see www.MYCREAbenefits for full details.
Voluntary Hospital Indemnity Insurance
Hospital Indemnity provides a lump-sum, tax-free cash benefit to help pay for costs that can come with a hospital stay that your health plan doesn’t cover. Use your hospital indemnity coverage to help pay for out-of-pocket medical costs or daily expenses like rent, food or transportation. Key features: • Cash benefit is paid directly to you in a lump-sum, tax-free payment • Covers hospitalization for normal pregnancy from day one with no waiting period • You can take your coverage with you even if you leave your employer and keep the same rate for three years • No limitations for pre-existing conditions
Please see www.MYCREAbenefits for full details.
Page 12 | CREA, LLC | Plan Year 2024
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations , and exclusions set forth in each insurance carrier or provider’s contract.
Made with FlippingBook interactive PDF creator