2024 CREA Open Enrollment Brochure

Enrollment & Eligibility

2024 PLAN YEAR DETAILS

Eligibility All full-time employees working 30 hours per week are eligible for the benefits program. • You may insure yourself and eligible family members under the program. • Your children are eligible for medical, dental, and vision to age 26 (and Voluntary Life Insurance where the maximum dependent age is 25) • Your children of any age are also eligible if you support them, and they are incapable of self-support due to disability.

Proof of Dependent Eligibility As required by our insurance contracts, you may be required to provide proof of eligibility for your dependents. If your dependent becomes ineligible for coverage during the year, you must contact your plan administrator within 30 days.

Making Benefit Changes After Open Enrollment You may make a change to your benefits if you have a qualified status change such as: • Marriage • Divorce • Legal Separation • Birth or adoption of a child • Change in a child’s dependent status • Death of a Spouse, child, or other qualified dependent • Commencement or termination of adoption • Change in your spouse’s benefits or employment status

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This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations , and exclusions set forth in each insurance carrier or provider’s contract.

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