Here’s a secret most Floridians don’t know: If you take a few simple steps right now, you can protect your bank accounts and other assets from creditors who might sue you later. They won’t be able to garnish your wages, take your car, or claim a penny from your bank accounts — even if you owe them thousands of dollars! Lawyers consider people who take these steps “judgment-proof” or “judgment-free” because even if a creditor sues them, wins, and gets a judgment against them, they’re protected from the consequences. The creditor can try to collect, but either federal or state law will block their greedy hands at every turn. But how do they do it? People who are judgment-free work with attorneys to use existing laws to their advantage. For example, someone judgment-proof might … • Keep all of their assets in their home. Florida law protects your homestead, so creditors can’t take your house! • Ensure they only own cars worth less than $1,000. If your vehicle isn’t worth much, your creditors aren’t legally allowed to touch it. PROTECT YOURSELF AND YOUR FAMILY FROM GREEDY CREDITORS LEARN HOW TO BECOME JUDGMENT-PROOF!
• Add their spouse to all bank accounts and other assets. Joint assets are legally protected!
If you use strategies like these and play your cards right, your creditors will give up on pursuing you without taking a penny of your money. Why? Well, going after your debt would be a waste of their time, money, and resources! So, they’ll let you get away scot‑free. As Carmen said on the cover of this newsletter, debt zombies are swarming Southern Florida at this very moment — and some of them might be coming for you. Your friends, your family, and your clients are at risk, too! Fortunately, a good lawyer can help you and the people you care about become judgment-proof and keep the zombies at bay.
“With the overwhelming stress I had with creditors seeking garnishment and unforeseen medical bills, I had no choice but to reach out for legal advice. I did what most people do, and that’s typing a Google Search for ‘attorneys in SW Florida.’ I chose four. Out of those four, I received one answer, on a Saturday actually. Within five minutes, I was scheduled to meet in their office on the following Monday. Let me cut to the chase by saying my attorney listened to my situation and reviewed my credit reports and threatening creditor letters. On that very day, he had a game plan. He was aggressive in filing my case, and within three months it was already filed with the courts. As of today, my case is closed. So, today and every day moving forward, I walk without that feeling of garnishment or paying creditors money I just don’t have. I can’t thank all the staff enough at Dellutri Law Group who guided me from start to finish. My stress is gone. Reach out, make that call. I did!” –John C. Testimonial Our Clients Say It Best
Get a FREE case evaluation!
2 | 888-889-8899
Made with FlippingBook Ebook Creator