The holidays are supposed to be about peace, love, and goodwill toward others, but for some, the holidays are the perfect time to scam others out of their money and sense of security. To avoid becoming a victim of a scammer this holiday season, here’s what you need to know. VERIFY CHARITIES It’s the most popular time of the year for generosity, but don’t let your mission to help others get thwarted by dubious charities. Verify how a nonprofit uses its donations through Charity Navigator or the Better Business Bureau. Each group has an independent rating system designed to help donors select the organizations that best suit their personal beliefs and missions. Only give to organizations you can verify personally or through these sites. BE A SMART ONLINE SHOPPER Amazon, Etsy, and other online retailers have made it easier than ever to send your loved ones their favorite gifts, but be wary of how often you input your credit card information on the web. Closely guard this information and only add it to reputable websites. Always shop with trusted retailers and closely monitor your credit card statements throughout the holiday season. If possible, sign up to receive text or email alerts whenever your card is used. This will ensure you know when your card is used without your authorization, and you can limit the damage done when a card is stolen. 3 TIPS TO AVOID SCAMMERS THIS HOLIDAY SEASON
TAKE A BREAK
FESTIVE APPLE CIDER
If you’re cutting back on calories, skip the eggnog and buttered rum this year and fill up your mug with this delicious mulled cider!
INGREDIENTS
SAY SOMETHING There’s no need to be embarrassed. Scammers are
• 1 lemon • 1 gallon pure apple cider • 1 large orange, thinly sliced crosswise • 2 tsp whole cloves
• 2 tsp allspice berries • 1 inch fresh ginger, thinly sliced • 2 tbsp honey • 3 cinnamon sticks
professional thieves who play on the good nature of others. If you fall victim to a scam, tell the local authorities. Reporting this crime helps law enforcement better track scams and put a stop to these online thieves. You can also notify officials if you suspect only you’ve been targeted. If you’re unsure about the validity of something you receive, ask your family and friends. Usually, an outsider’s point of view can offer perspective on the situation.
1. Using a paring knife, shave the lemon peel off in curls. Reserve the curls and save the lemon for use in a different recipe. 2. In a large slow cooker, combine the lemon peel with all other ingredients. Cook on low for 3–4 hours. 3. If desired, use a sieve to strain the spices. Serve and enjoy! DIRECTIONS
You can report a scam or learn more online at the Federal Trade Commission’s website, FTC.org.
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