ends, the portion of the 7-day elimination period not covered by available paid time off benefits will be unpaid. • STD Benefits – Calendar Days 8-180Beginning on the 8th calendar day, if your disability claim is approved by Unum, you will be paid STD benefits, which are 60% of your weekly pre-disability earnings* up to a maximum of $2,000 per week. In addition, if you have available paid time off benefits after the 7-day elimination period, such as accrued Paid Sick and Wellness Time, Paid Vacation, and/or Personal Days these hours will be used to supplement the difference between your weekly STD benefits and your weekly base salary. • You may view your weekly STD benefit amount in Workday. From the Workday homepage, select View All Apps , then select Benefits . Next, scroll down and under the View menu, select Benefit Elections . Your weekly STD benefit amount is displayed under the column labeled Calculated Coverage .
*Pre-disability earnings are defined as annual base salary as of last day worked plus eligible bonuses and commissions paid in the prior year.
▪ Important Information Regarding Your Pay and Benefits When STD Reaches Maximum Duration
▪ If approved, your STD benefits will continue for up to a maximum of 25 weeks following the end of the 7-day elimination period. If your STD benefits reach the maximum duration, and you are unable to return to work at that time, Unum will review your eligibility for continued benefits under Long- Term Disability. (See pg. 3 for information regarding Long-Term Disability benefits.) ▪ If you are not expected to return to work within a short period of time after reaching the maximum duration under STD, MAA will move forward with ending your employment as of the maximum duration date under STD. ▪ While receiving STD benefits, you are eligible to continue coverage under benefit plans, such as medical, dental, vision, and other voluntary benefits. However, once you reach the maximum duration date under STD, your coverage under all benefit plans will be cancelled and you will be offered continuation of health insurance under COBRA as well as the opportunity to port or convert your coverage under our group term life insurance plan through Unum. For additional information regarding STD benefits, please refer to the Short Term Disability Summary Plan Description (SPD) or contact the Benefits department at 1-877- 277-2327, or submit a Benefits Inquiry through AccessMAA.
Long-Term Disability Benefits
▪ LTD Benefits – Calendar Days 181 and Beyond
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