Short-Term Disability (STD)
• Elimination Period under STD – Calendar Days 1-7
During the first 7 calendar days of absence, which is referred to as the elimination period, up to 40 hours of available paid time off benefits, such as Paid Sick and Wellness Time, Paid Vacation, Personal Days or Paid Parental Leave days must be used. If you do not have paid time off benefits available, or your available paid time off benefits are used before the elimination period ends, the portion of the 7-day elimination period not covered by available paid time off benefits will be unpaid. Associates on leave are not permitted to borrow paid time off. Beginning on the 8th calendar day, if your disability claim is approved by Unum, you will be paid STD benefits, which are 60% of your weekly pre- disability earnings* up to a maximum of $2,000 per week. In addition, if you have available paid time off benefits after the 7-day elimination period, such as Paid Sick and Wellness Time, Paid Vacation, and/or Personal Days, these hours will be used to supplement the difference between your weekly STD benefits and your weekly base salary**. You may request to hold up to a maximum of 80 hours of Paid Vacation and 40 hours of Paid Sick and Wellness Time. This request must be approved by your manager, next-level manager (i.e. RVP or Corporate VP), & SVP (if applicable). • You may view your weekly STD benefit amount in Workday. From the Workday homepage, select View All Apps , then select Benefits . Next, scroll down and under the View menu, select Benefit Elections . Your weekly STD benefit amount is displayed under the column labeled Calculated Coverage . * Pre-disability earnings are defined as annual base salary as of last day worked plus eligible bonuses and commissions paid in the prior year. • STD Benefits – Calendar Days 8-180 • ** Exceptions can be made for associates taking an additional approved leave after STD benefits expire, such as during a leave for childbirth and the care of your newborn, adopted, or foster care child. Important Information Regarding Your Pay and Benefits When STD Reaches Maximum Duration
• If approved, your STD benefits will continue for up to a maximum of 25 weeks following the end of the 7-day elimination period. If your STD benefits reach the maximum duration, and you are unable to return to work at that time, Unum will review your eligibility for continued benefits under Long-Term Disability. (See below for information regarding Long-Term Disability benefits.)
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