• If you are not expected to return to work within a short period of time after reaching the maximum duration under STD, MAA will move forward with ending your employment as of the maximum duration date under STD. • While receiving STD benefits, you are eligible to continue coverage under benefit plans, such as medical, dental, vision, and other voluntary benefits. However, once you reach the maximum duration date under STD, your coverage under all benefit plans will be cancelled and you will be offered continuation of health insurance under COBRA as well as the opportunity to port or convert your coverage under our group term life insurance plan through Unum. For additional information regarding STD benefits, please refer to the Summary Plan Description (SPD), or contact the Benefits department at 1-877-277-2327, or submit a Benefits Inquiry through AccessMAA.
Long-Term Disability (LTD)
LTD Benefits – Calendar Days 181 and Beyond
• If your physician indicates you need to be out of work longer than the maximum duration under STD (180 days), and Lincoln Financial Group approves your claim for LTD benefits, you will be paid at 60% of your pre-disability earnings* up to a maximum of $10,000 per month beginning on the 181st day of absence. Monthly LTD payments will be issued to you directly by Lincoln Financial Group. • You may view your monthly LTD benefit amount in Workday. From the Workday homepage, select View All Apps , then select Benefits . Next, scroll down and under the View menu, select Benefit Elections . The monthly LTD benefit amount is displayed under the column labeled Calculated Coverage . *Pre-disability earnings are defined as annual base salary as of last day worked plus eligible bonuses and commissions paid in the prior year. For additional information regarding LTD benefits, please refer to the Long Term Disability (LTD) plan, or contact the Benefits department at 1-877-277-2327, or submit a Benefits Inquiry through AccessMAA.
Associate Responsibilities for Continuous FMLA Leave
If you are hospitalized overnight and subsequently miss one day (or more) of work or you are absent from work for three (3) or more consecutive days for one of the following reasons, your responsibilities are outlined below. • Your own serious health condition or work-related injury or illness that makes you unable to perform the essential functions of your job. • The birth of a child and to bond with the newborn child. • The placement with you of a child for adoption or foster care and to bond with the newly placed child.
4
Made with FlippingBook. PDF to flipbook with ease