complete home gaming setup for advanced players will typically cost several thousand dollars or more. RISKS AND POTENTIAL HAZARDS Home insurance is designed to protect the structure of your home and the contents inside, including your gaming furniture and equipment. There are several risks and potential hazards that e-sports players face that should be covered by homeowners’ insurance. Common risks include: • THEFT: If someone breaks into your home and steals your gaming equipment, your home insurance should pay to replace it. Make sure that your policy clearly lists theft as a covered hazard; if not, ask your insurance provider to add this protection if such a crime occurs. • FIRE: A house fire is devastating, and, in most cases, the items inside of the home will be destroyed. Make sure your gaming console and other items are safe in the event of a fire by ensuring that your specific home insurance policy covers fires. A quality insurance policy should also cover any smoke-related damage that could affect your gaming equipment due to a fire. • ACCIDENTS: Several accidents may damage
• PERIPHERALS: Gaming peripherals are essential since they’re the items that allow gamers to play as efficiently and effectively as possible. Peripherals include a computer mouse, gaming keyboard, high- definition monitor, and various game controllers. A quality headset and speakers make gameplay more immersive, clear, and easy to hear. Gamers may also want to include a durable mousepad that can withstand heavy activity while protecting the table or desk underneath from damage. • FURNITURE: Of course, serious gamers also require a comfortable, supportive chair and a roomy desk to accommodate all their most crucial components. A U-shaped desk can simultaneously handle several monitors, keyboards, gaming consoles, and controllers. Some e-sports players prefer to use a standing desk so that they’re able to move around more freely while they play. Whatever option you choose, selecting the right gaming furniture can mean the difference between a comfortable, ergonomic experience and an uncomfortable one. Usually, this furniture will be covered under your standard home insurance policy. Prices for all of these items will vary based on several factors, including the brand name you prefer, the retailer where it was purchased, and the quality of the items. A
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