10 Quiet time
11 Final walk-through
The next several weeks will certainly quiet down.
A few days before the closing, we will do a final walk-through of your new home. This is just a final check to be sure there have been no “changes” in the home since we last saw it, and that everything is in working order.
Your activities will include, supplying the mortgage company with any additional information they need in order to give you a final loan approval, setting up service with utility companies and final readings on your current accounts, lining up movers, and packing. Don’t wait until the last minute - the time will fly by and you will be up all night the day before closing filling boxes haphazardly. You also need to get your homeowner’s insurance. Use an insurance company of your choice. You will need to bring a copy of your insurance policy and the paid receipt to the closing. This should cost between $800-$2000 a year.
12 Final figures
The day before closing, or possibly the morning of the closing, you will be called by your attorney’s office and given the “final figures”. This is the “official” amount of money you will need to bring to closing. Depending on how much this is, you will need to wire the funds to the title company where the closing will take place or bring a cashiers check. Confirm with your attorney. Be sure to bring this “money” in the form of a cashier’s or certified check made payable to yourself. If you bring more than you need, you will get a check back for the difference at the closing.
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