MEDICARE AND RETIREMENT WORKBOOK
A s we age, quality healthcare is more important than ever. Often, employers make health insurance decisions for us, so determining what to do in retirement can be overwhelming. Our goal is to help you better understand your Medicare health plan options so you can make a decision that improves your quality of life in retirement. What is Medicare? Medicare is the federal health insurance program for people 65 or older, or younger people with certain disabilities or end-stage renal disease. Original Medicare is made up of two parts: Part A: Inpatient Medical Coverage • Hospital • Skilled nursing • Hospice • Some home healthcare Part B: Outpatient Medical Coverage • Preventative screenings and tests • Doctor visits • Lab work • Imaging: X-rays, CT scans, MRIs • Outpatient surgery • Durable medical equipment Think of Medicare as a benefit through Social Security that provides affordable health insurance for people who may no longer have access to employer group coverage.
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ALERA GROUP
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