Medicare and Retirement Workbook

MEDICARE AND RETIREMENT WORKBOOK

How do I get enrolled in Medicare? It depends. Will you be collecting Social Security income when you turn 65?

When I turn 65, I’ll already be collecting Social Security income. • You will most likely be auto-enrolled in Parts A and B, and do not need to apply. • Look for a letter from Social Security about two to three months prior to your 65th birthday with details about your Medicare start date. • Closer to your start date, you’ll receive your red, white and blue Medicare card. • When your Medicare begins, your Part B premium will be deducted from your Social Security income monthly. • If you do not receive this letter or your red, white and blue card, contact Social Security.

I’m turning 65 but plan to delay my Social Security income. • You will need to contact Social Security to apply for Medicare one of three ways: – Apply online at www.ssa.gov; – Visit your local Social Security office; – Call Social Security at 1-800-772-1213 (TTY: 1-800-325-0778). • You can apply for Medicare benefits only if you choose or apply for Medicare and income benefits at the same time. • If you delay your Social Security income benefit, you must pay your Part B premium quarterly.

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