Heartland Investment Partners - August 2021

AS YOU AGE

STAY SHARP

CK TO SCHOO L

BY GOING BA

Convinced of the benefits but not sure where to turn to learn? Try these two sources.

While you may be happy for the years of wisdom you’ve gained since being in your 20s and 30s, you might be missing the mental sharpness you once had. Why not have the best of both worlds?

Most colleges are designed with the traditional, 20-something college student in mind, which may not appeal or be a great fit for adults in their 50s, 60s, and beyond. But many universities are starting to cater to an older crowd with lifelong learning programs. One example is the Osher Lifelong Learning Institute at the University of Washington (UW). UW’s program offers a full course schedule on subjects in the arts, sciences, and current events taught by qualified faculty and provided at an affordable rate. There are over 100 such programs at universities across the U.S. Have a longtime dream to write children’s books? UC San Diego Extension has a certificate program for that! If you’re looking to dive into a single subject or perhaps you’d like to continue working in retirement or shift gears later in your career, certificate programs are a great option. No previous education is required. Most certificate programs are open to all, typically run for less than a year, and easily accommodate part-time learners.

Scientists have found that the human brain changes with age — neurons fire more slowly, for example, and

short-term memory recall can be more challenging — but that we often underestimate our capacity to continue learning as we grow older. Negative stereotypes about aging can reinforce these beliefs. However, new research is showing that older adults who’ve committed to immersive study of a new subject show brain function akin to someone 30 years younger. This goes beyond the tired advice to do a crossword puzzle or work a sudoku puzzle every day. The participants in this research study were learning entirely new-to-them subjects, like how to speak a foreign language, use a new piece of technology, or make art.

Celebrate your years of hard-earned wisdom but commit to keeping your brain young by going back to school this fall.

OM 212 BC CRET

’ EASY LIFE SE

ARCHIMEDES

A LESSON FR

BREEZE WITH

INVESTING A

HOW I MAKE

That’s the whole point of what I do. I apply leverage to multi-family real estate investing.

Archimedes (287–212 B.C.) is my main man when it comes to the easy life. He was a Greek mathematician, physicist, engineer, inventor, and astronomer … and I’m sure he would have been one heck of a great multi-family real estate investor. Why? Because the BIG thing he was known for is also my biggest investment secret. He said, “Give me a place to stand, and with a lever, I will move the whole world.” He got that right. With a big lever and a long fulcrum, you can use a small amount of force to move an astronomical amount of weight. For investment partners like Gerardo Ramirez, who invests in multiple properties with me, I am that lever. He had some nightmares with properties he owned in Michigan and Florida, which is why he says, “I don’t know why I keep learning these lessons the hard way. I’m going to get my money out of those other properties and just invest it with YOU … because YOU do everything, and I don’t have to do any WORK!”

I leverage my network of contacts, lending institutions, knowledge of Heartland of America properties, attorneys, brokers, and other owners so that you don’t have to do things like ...

• • • • • • •

Inspect and evaluate properties Review the legal background Hire and monitor the management companies

If you want to calculate the area under the arc of a parabola, or the volume of a sphere, consult with Archimedes. If you want to leverage more predictable returns on investment properties, think about the easy life and call me at 319-350-5378 or email Darin@HeartlandInvestmentPartners.com. Consistently leveraging prosperity (even in this roller coaster economy), –Darin Garman

Reclassify the zoning

Fight with deadbeat renters Wade through financing

Deal with banks and credit unions

When you invest in our properties, you can sit back and collect the disbursement checks while I do the heavy lifting (or my team does it for me). By the way, the 2020 cash flow on Gerardo’s properties ranged from 5.5%–14.5%, which doesn’t even include the appreciation or tax benefits. 2021 should end the same way.

2 DARINGARMAN.COM

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