RENTAL RUIN
Many people stress over the option to purchase additional insurance coverage when they rent a car. After all, not having enough insurance, having the wrong coverage, or having no coverage at all, can quickly turn into a tough situation should you have car trouble or get into an accident. If you are driving a rental car and your vehicle becomes disabled or you get into an accident, what should you do? At the scene, make sure you are in a safe place to call for help. If you are involved in a crash and are not badly injured, be sure to photograph the scene, including the damage to all vehicles, the site of the accident, or other property. Get contact information from any witnesses and cooperate with the police when they arrive. Notify the rental car company from the scene of any crash since they may come out to conduct their own investigation. After you leave the scene of an accident with injuries be sure to see your doctor within 14 days. If you do not seek medical attention within 14 days, you may lose out on some valuable insurance coverage. If the rental car is damaged , the liability insurance coverage, if any, of the at-fault driver pays for injuries or damages to other people involved in an accident, but it doesn’t necessarily cover repairs to the rental. If you carry full or collision coverage, these policies may pay out for rental repairs. If you lack any coverage, the rental car company may file a lawsuit against you to recover associated costs if you did not elect to purchase their insurance as an option at the time you rented the vehicle.
This collision coverage will take care of the repairs to the rental vehicle, but you may be responsible for the company’s loss of income while the car is out of service for repairs.
If the other party is liable for the crash, the claim generally proceeds like a typical car accident claim. The responsible party’s liability insurance covers your medical bills, lost wages, and other losses. It should also cover repairs to the rental so long as there are sufficient coverage limits.
Some credit cards offer collision coverage when you use their card to rent a vehicle. Most rental car companies, at an additional cost, offer collision coverage when you rent a car.
SUDOKU
HOMEMADE MARSHMALLOWS
Inspired by Food & Wine magazine
As we enter the height of s’mores season, consider upgrading those store-bought marshmallows to homemade ones. For a colorful treat, you can easily add food coloring to this recipe.
Ingredients
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3 packages unflavored gelatin 1 1/2 cups granulated sugar
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1/4 teaspoon kosher salt
1 tablespoon pure vanilla extract
1 cup light corn syrup
Powdered sugar, to coat
Directions
1. In a mixing bowl, combine gelatin and 1/2 cup cold water. Let sit while you make the syrup. 2. In a small saucepan over medium heat, combine sugar, syrup, salt, and 1/2 cup water until the sugar dissolves. 3. Raise heat to high and bring syrup up to 240 F, using a candy thermometer to check for temperature. 4. With an electric whisk on low speed, slowly whisk syrup into gelatin mixture. Switch speed to high and whip for 15 minutes, until very thick. Fold in vanilla after whipping. 5. Dust a nonmetal baking dish with powdered sugar and spoon mixture into dish. Smooth mixture, top with more powdered sugar, and let stand uncovered overnight. 6. Cut into squares, decorate, and serve.
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