How to Make Your Benefits Count
EFFECTIVE DENTAL INSURANCE STRATEGIES
The end of the year often coincides with dental insurance benefit deadlines. If you get your insurance through your employer, it may be a good idea to review your plan and ensure you’re getting the most out of your benefits. Even if you can’t get penciled in for an appointment this late in the year, you can make a plan for next year that puts your premiums to good use. Here are some tips for making the most of your dental insurance. BE PROACTIVE Many dental plans offer full coverage for preventive care such as cleanings. Not only does this minimize your out-of- pocket contributions, but it keeps more severe — and expensive — health issues from arising. Annual cleanings are a great way to put your benefits to use while staying two steps ahead of cavities and gum disease. SCHEDULE FOLLOW-UPS There’s never a better time to schedule your next appointment than when you’re still in the chair. Talk to your doctor about your dental needs, and work with them to determine when your next appointment should be. Doing this can ensure you
stay on track with your care and make the most of your dental plan.
LOOK TO THE FUTURE While the window to use your 2018 benefits may
be closing, you may soon have an opportunity to change or alter your existing plan. During open enrollment period, you might be able to switch to a different level of coverage within your employer’s plan or shop around for individual coverage. Talking to your dentist or orthodontist about your specific needs and risk factors can give you a better idea of the type of plan that will work best for you in the future. You work hard for your insurance and should take advantage of your benefits. Being proactive about your dental health and determining the best plan for your future needs can help you save money and get the most out of your coverage. Above all, remember that the only thing worse than being overinsured is being underinsured.
SMILE-FRIENDLY RECIPES
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30-MINUTE CAULIFLOWER SOUP
This hearty soup is a quick, easy, healthy addition to your holiday table. It can also be made vegetarian by substituting chicken broth with vegetable broth.
Ingredients
• 1 small head cauliflower (about 2 pounds), cored and sliced • 1 leek, chopped • 1 medium onion, chopped • 2 cloves garlic, finely chopped • 4 cups low-sodium chicken broth or vegetable broth
• 1/2 cup heavy cream • 1 tablespoon unsalted butter • 1 tablespoon extra-virgin olive oil • Salt and pepper, to taste
Directions
1. In a large pot over medium heat, melt butter into warm oil. Add onion and leek, season with salt and pepper, and cook until tender, about 10–12 minutes. 2. Stir in garlic and cook for 1 minute. Add cauliflower, broth, and cream. Simmer until cauliflower is tender, about 15 minutes. 3. Using a blender, purée in batches until smooth. 4. Top servings with a drizzle of olive oil and a pinch of pepper.
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