Identity Theft PC1359-Print

RISK MANAGEMENT

IDENTITY THEFT

Identity theft occurs when someone wrongfully obtains and uses your personal data in a fraudulent or deceptive way, typically for economic gain. PROTECT YOURSELF   Report lost or stolen credit cards immediately   Shred all documents containing any personal and/or financial information before throwing them away   Check all your monthly statements to ensure you can account for each transaction   Review your credit report regularly. Go to www.annualcreditreport.com or call 1-877-322-8228 or to order   Cancel all inactive credit card accounts   Store all personal information in a secure location. Key information to store safely includes your Social Security Number (SSN), tax returns, billing information, and health and personal records.   Never respond to an email or a text message that asks for personal information   Use anti-spyware and anti-virus software on your computer   If you shop or bank online, only use websites that protect your financial information with encryption. An encrypted site has “https” at the beginning of the web address   Create passwords that mix letters, numbers and special characters. Use separate passwords for each account   Do not leave bill payments in your mailbox for pickup by your letter carrier. Instead, drop them off directly at the post office or an authorized postal box   Know the expiration date on your credit cards. If you do not receive a new card before the expiration date, contact the credit card company directly   Do not leave incoming mail in your mailbox   Consider placing a vacation hold on your mail and newspapers if you will be away from home for more than a day Learn How to Protect Yourself and How to Recover if You Become a Victim of Identity Theft

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