Vermost Insurance Agency - December 2020

PROTECT YOUR BRICK- AND-MORTAR BUSINESS With Business Interruption Insurance If there’s anything 2020 has taught us, it’s that the unexpected can happen at any moment. But we’ve learned another valuable lesson: It pays to be prepared. If you’re a business owner who has been working hard to make it through this year and start 2021 with renewed vigor, congratulations are in order! Now is the time to start thinking about the best practices to implement in the new year to keep your business as protected as possible. That means it’s an excellent time to consider business interruption insurance. Business interruption insurance is critical if your business suffers a property loss that could cause business to slow down or close while repairs are made. The event that causes your business harm could be anything from a fire to a natural disaster, like a hurricane. If such an event befalls your business, it could mean partial or complete revenue loss depending on the time frame and the damage. That could spell disaster for your livelihood.

5 WAYS TO MAKE YOUR HOLIDAY EXTRA ECO- FRIENDLY THIS YEAR Sustainability is the gift that keeps on giving, so if you'd like to give a gift to the environment this December, make your holidays anti-plastic! Here are five ways that you can use the latest eco-friendly technology to make sure your Christmas is just as convenient as ever. Set up recycling bins. Nobody wants to sort through trash on their holiday, especially if you’re hosting all the parties! To avoid dealing with the waste, set up recycling and composting bins before any home holiday festivities. It’ll make your next trip to a local recycling center so much faster because everything will be organized and easier to manage. Use paper containers for leftovers. Give your celebration a restaurant-from-home feel by storing and giving away leftovers in paper containers rather than plastic. Paper will dissolve and leave behind much less chemical residue than plastic. Want to make it look extra posh? Stamp the exterior with the family initials! Change up your giftwrap. Why use wrapping paper every year when you can make your packaging extra interesting, colorful, and creative? Use newspapers, magazines, comics, posters, maps, or even art by your kids to conceal your gifts this year. Rent, borrow, or rethink your tableware. If you’re missing proper tableware for your holiday celebration, don’t despair — some companies will actually let you rent out their dishes for your special evening! You can also borrow tableware from friends and family. But you don’t have to use metal tableware. Try following another culture’s customs and serve your food on local ingredients, like palm leaves, coconuts, or wood. Localize as much as possible. If you can buy ingredients like fresh meat or vegetables from local farms, you won’t use as much plastic packaging and you’ll support small businesses at the same time! Never buy one-use plastics if you don’t have to. For every holiday tradition, ask yourself: Can I reduce, reuse, or recycle any components to this? We hope you have a happy, eco-friendly holiday!

Vermost Insurance now has a relationship with Chuck Chucri, who offers Financial

Planning & Investment

Did You Know ...

Advisory Services.

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1200 Belcher Rd. S. Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

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