4 Tips for a Less Exhausting Holiday Season The holidays are an incredibly busy time of year. Between work and home, it can feel like there isn’t enough daylight to get everything done. We have projects to complete, emails to answer, dinners to plan, gifts to buy — and family is coming in from out of town. Is it possible to take care of everything and not be completely exhausted by the end of it? While we can’t answer that definitively, we can share a few “holiday hacks” to help you get more out of your time. Put work aside. Give yourself blocks of time to focus on one thing at a time. You may be tempted to multitask, but for your mental health, don’t do it. Focusing on one thing at a time produces better results (this applies equally to cooking as it does to client work) and you’ll feel better through the process. Holiday Hacks for the Busy Professional Delegate — at home! You delegate assignments at work, so why not do the same at home? Start with your immediate family and work your way out. Give everyone a task: Someone does the grocery shopping. Someone is in charge of a main course dish. Another is on side-dish duty. Others get dessert. Don’t forget to assign a clean-up crew. Save yourself for the tasks you REALLY want to do. Take frequent breaks . When you have a lot going on, frequent 5–10 minute minibreaks can go a long way in easing the mental pressure. Don’t hesitate to take brain breaks throughout the day. Go for a quick walk around the building or neighborhood. Read a chapter of your book. Play a quick game on your phone. Say no to the kitchen. When your time is precious, why spend a lot of time in the kitchen? While some find cooking a joy, others find it burdensome. If you’re in the latter group, it’s okay to go the boxed or prepared meal route when time is short. Boxed meals can still be prepared with love, and you can get high-quality frozen dishes or freshly prepared meals from your favorite grocery store. The time and energy you save is worth the investment. In 2020, we have more options than ever to make life easier. So, enjoy the holidays a little more by doing the things you love and using these tips to make the most of your time and energy this season.
If you have business interruption insurance, from the time the loss occurs until your business is running again, it can replace your lost profits and provide a source of money to pay for your necessary continuing expenses like rent, payroll, taxes, and more. It can also cover operating expenses, like moving to a temporary location to continue work and even loan payments. Keep in mind, however, that standard business interruption insurance does not reimburse policy holders if the business is closed due to a pandemic. This insurance is intended to replace lost income as the direct result of physical loss or damage to the business property that prevents business services from being carried out. At Vermost Insurance Agency, we most often offer business interruption insurance as an add-on to your existing business insurance policy rather than as a separate policy. But make sure you reach out to us to discover what plan might work best for you and your business. We’re here to help you head into 2021 with as much peace of mind as possible.
CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP® , CLU®, ChFC®, FLMI Financial Planner The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Chuck Chucri offers financial planning and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. He offers insurance and securities products and services as a registered representative of Pruco and an agent of issuing insurance companies. Call (800) 778-2255. Vermont Insurance is an independent organization and is not an affiliate of Prudential Financial.
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