SPEAR 2024 Benefit Guide

Dental

Lincoln - DPPO Base

Lincoln - DPPO Buy Up

IN NETWORK Annual Deductible (Ind. / Family)

$50 / $150

$50 / $150

Preventive Care

No Charge

No Charge

Basic Procedures (Extractions, fillings, etc.) Major Procedures (Crowns, dentures, etc.)

50%

80%

50%

50%

Child Orthodontia

Not Covered

Not Covered

Calendar Year Maximum Benefit

$1,500

$1,500

OUT OF NETWORK Annual Deductible (Ind. / Family)

$50 / $150

$50 / $150

Preventive Care

No Charge

No Charge

Basic Procedures (Extractions, fillings, etc.) Major Procedures (Crowns, dentures, etc.)

50%

80%

50%

50%

ID Cards : Lincoln will ONLY issue electronic ID cards through the app or online portal

Child Orthodontia

Not Covered

Not Covered

Calendar Year Maximum Benefit

$1,500

$1,500

EMPLOYEE COST

Weekly

Bi-Weekly

Weekly

Bi-Weekly

$2.26

$3.07

Employee

$4.52

$6.13

$6.30

$8.54

Employee + Spouse

$12.61

$17.08

$6.33

$8.58

Employee + Child(ren)

$12.67

$17.17

$10.43

$14.13

Employee + Family

$20.87

$28.26

Let’s keep moving, New York. Let’s keep moving.

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