SPEAR 2024 Benefit Guide

401k

• Deferral Options – Pre-Tax and Roth 401k

• 2024 contribution levels - $23,000 maximum o Age 50 and over, maximum $7,500 additional

• Participation : age 21 & 90 days of employment

• Safe Harbor Match - entry Jan 1 st or July 1 st following 1 year of employment

Let’s keep moving, New York. Let’s keep moving.

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