ADVANTAGES OF MARKETVALUE INDEX ® Your FIA contract is backed by the claims-paying ability of the insurance company, EquiTrust. FIAs offer several important advantages:
Withdrawal privileges 2
Protection of your principal
Guaranteed lifetime income with the optional Income Benefit Rider (IBR)
Tax-deferred earnings
Built-in guarantees 1
YOU CONTROL YOUR MONEY — COMING IN OR GOING OUT MarketValue Index® puts you in the driver’s seat, with flexibility and options that give you control over your money. Premiums After your initial premium payment, you may add subsequent premiums at any time. You may allocate your premiums to the fixed rate account or index accounts. Fixed rate account 1-Year Interest Account — Interest rate is guaranteed for one contract year. May change subject to contractual Minimum Guaranteed Interest Rate on each contract anniversary. Subsequent premiums are applied to this account until contract anniversary, then allocated per instructions.
3
Made with FlippingBook - Share PDF online