10
SYMETRA EDGE ELITE FIXED INDEXED ANNUITY
Looking for additional growth potential?
Enhanced participation rate accounts
Our enhanced accounts o er higher participation rates in exchange for an annual charge. With higher participation rates, your accounts have potential to grow at a higher rate than our other account options.
Hypothetical indexed account crediting – traditional and enhanced
Annual charge The annual charge is a percentage of the starting indexed account value and is deducted at the end of the interest term after any interest has been credited. Renewal participation rates Enhanced account participation rates are guaranteed not to change for the withdrawal charge period, leaving no surprises when your interest term renews. Guardrail Enhanced accounts are available for renewal or transfer as long as your contract value is greater than 97% of your purchase payment (less any withdrawals). This helps protect your contract value from declining due to the charge if the index does not experience positive growth. If the contract value drops below the 97% threshold, any amount allocated to these accounts will be automatically transferred to the traditional indexed account with the same index, but without a charge. If the traditional indexed account is not available, the amount will be transferred to the fixed account. Once the contract value returns to an amount above the 97% threshold, the enhanced accounts will again be available for allocations at the end of the interest term after any interest is credited upon request. Return of purchase payment* At the end of the withdrawal charge period, we guarantee that your contract value will at least equal your original purchase payment, minus any withdrawals and applicable withdrawal charges. If your contract value is lower than your purchase payment, we will add additional funds to the fixed account.
Putnam 2-year enhanced account
Putnam 2-year account
Annual charge
0%
1%
Participation rate
150%
200%
Hypothetical average annual return
7.3%
8.63%
Growth of $100,000 purchase payment
$202,356.78 $228,737.83
Hypothetical chart assumes no withdrawals and the last 10 calendar years (through 2022) of Putnam Low Volatility Excess Return Index performance. It is not intended to project or predict the future performance of any specific investment. Participation rates are subject to change. Please see a current Edge Elite rate sheet or ask your financial professional for a list of available enhanced accounts and associated rates and charges.
* Provided by the Guaranteed Minimum Accumulation Benefit Rider in your contract.
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