Edge Elite can help you with your retirement goals.
I want my money to have the potential to grow.
• Credited interest is based on a fixed rate or a market index, subject to a participation rate or cap. • The participation rate is a percentage of the index’s performance, and the cap is the highest percentage you can earn in any given interest term. • Any interest you earn is determined at the end of each interest term and will grow through compounding. • Enhanced participation indexed rate accounts (“enhanced accounts”) provide more growth potential through higher participation rates (but an annual charge applies). • Your money grows tax-deferred (it’s not taxed until you take it out).
I want access to my money if I need it.
• During the initial contract period (the “withdrawal charge” period), you can withdraw up to 10% of your contract value each contract year without being charged. • You can surrender your contract at any time and get your money back (subject to market value adjustments or “MVAs” and withdrawal charges, and minus any previous charges or withdrawals). 1 • Any withdrawals taken from the indexed account before the end of an interest term will not earn interest. • After the withdrawal charge period, MVAs and withdrawal charges no longer apply. • There may be other ways to access your money if your health changes. See page 13 for details.
1 Market Value Adjustment does not apply in CA.
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