A quick product overview
I don’t want to lose money.
Principal protection
• Your contract value won’t decline due to market performance.
• We guarantee that you’ll get back at least the money you put in at the end of the withdrawal charge period (minus any withdrawals or taxes). • If you die, your beneficiaries will receive any remaining contract value.
Growth potential
I don’t want any surprises. What else should I know?
• Fixed interest rates, participation rates and caps are reset at the end of each account’s interest term, so they may vary from term to term. • Participation rates for the enhanced accounts are guaranteed for the withdrawal charge period. • There may be interest terms where you earn no interest if the index you choose doesn’t increase or if it declines. • Federal income taxes may apply to withdrawals, including an additional 10% tax if you withdraw money before age 59½. If you have questions, you should consult with an attorney or tax professional. • Edge Elite provides a “free-look period,” which means you can cancel your contract and receive a full refund within 30 days of receiving the contract.
Tax deferral
Built for the long-term Fixed indexed annuities (FIAs) are designed to be long-term insurance products. They’re built for people who want to protect and grow their retirement savings.
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