Navigating the road to retirement Protecting and growing your retirement savings
Doug and Jennifer’s investing challenges
The Smiths’ strategy To help them address their concerns, the Smiths meet with their financial advisor. After reviewing and discussing their investment priorities, they agree to invest a portion of their assets in the ClearFlex Fixed Indexed Annuity. This strategy provides Doug and Jennifer with opportunities to protect their money from sudden market swings and prolonged market downturns, while providing opportunities for it to grow. ClearFlex gives the Smiths the comfort of knowing that their savings is secure for the future.
The Smiths are both working professionals. They have accumulated a significant savings that they plan on using once they both retire. Doug and Jennifer tend to be more conservative when investing. While they recognize that they still need to grow their savings, the Smiths don’t want to be in a position where they are riding a wave of emotions when markets act up and become volatile, especially as they get closer to retirement.
Markets can cause emotional highs and lows
ClearFlex can help Doug and Susan navigate the range of emotions associated with volatile markets.
Euphoria
Denial
Successful investors recognize this is the point of maximum financial opportunity
Excitement
Anxiety
Thrill
Fear
Desperation
Optimism
Successful investors recognize this is the point of maximum financial risk
Relief
Capitulation
Panic
Optimism
Depression
Despondency
Hope
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