Protection and growth You don’t have to choose one over the other
At Clear Spring Life, we build solutions designed to work for you as you move from one phase of life to the next—from establishing yourself professionally, building a family and career, pre-retirement, and beyond. If you’re looking to protect your savings from market downturns and still want the potential to grow your savings, consider the ClearFlex Fixed Indexed Annuity (“FIA”) . ClearFlex is a deferred, flexible premium FIA—a contract between you and an insurance company that is designed to help you meet your needs along life’s journey. It is designed to help ensure you don’t lose what you’ve worked so hard to build and protect.
Your FIA earns interest based on the performance of the index(es) or fixed account you choose. However, a fixed annuity is not directly invested in an index, so you are not exposed to the traditional risks of investing in the stock market. Your annuity can never lose money due to market volatility and your credited interest will never be less than zero.
How it works
Downside protection: When markets are down or flat, you won’t lose any contract value, including previously credited interest.
Growth opportunity: When markets are up, you have the opportunity, each year, to lock in the gains in your contract value.
Index Performance
ClearFlex Contract Value
This chart is a representation of Fixed Indexed Annuity growth under varying market/index conditions and is not meant to represent the performance of any Clear Spring Life FIA product.
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