Drive growth with indexes and crediting strategies
ClearFlex FIA has the potential to build cash value based on your choice of indexes and a fixed account. When you choose, remember that you can: • Pick more than one strategy to diversify your sources of interest based on different market conditions S&P 500 ® Index Widely considered the leading benchmark of the U.S. equities market, the Standard & Poor’s 500 Index includes 500 of the largest companies on the New York Stock Exchange and NASDAQ. Crediting method options: • 1-year Point to Point with Participation Rate • 1-year Point to Point with Cap Rate
• Change your selection(s) on your annuity’s contract anniversary if your needs, goals, or risk tolerance shift over time. Your financial professional can familiarize you with these index options and help you select the ones most suitable for your goals and risk tolerance.
BNP Paribas Technology Balanced 7 Index
A rules-based index that aims to provide a balance between growth potential and asset protection by offering exposure to Nasdaq-100 Index ® e-mini futures contracts 1 and adding an additional layer of risk control through the BNP Paribas volatility control overlay. TheNasdaq-100 Index ® is one of the world’s preeminent large-cap growth indices and is home to some of the world’s most innovative companies. Crediting method option: • 1-year Point to Point with Participation Rate S&P 500 ® Sector Rotator Daily RC2 5% Index The index relies on the S&P 500 High Momentum Value Sector Rotation, which is designed to measure the performance of S&P 500 sectors with attractive valuations with a momentum overlay, as the underlying strategy. The Risk Control 2 overlay uses mathematical algorithms between the index and the S&P 10-Year U.S. Treasury Note Futures Index to dynamically rebalance the strategy to control the index risk profile at a predefined volatility target of 5%. Crediting method option: • 1-year Point to Point with Participation Rate
S&P MARC 5% Index A Multi-Asset Risk Control index that seeks to provide multi-asset diversification within a simple risk weighting framework, tracking three underlying component indices that represent equities (S&P 500 ® ), commodities (S&P GSCI Gold) and fixed income (S&P 10-Year U.S. Treasury Note Futures). The strategy is rebalanced daily to maintain a target volatility of 5% through a dynamic allocation to cash. Crediting method option: • 1-year Point to Point with Participation Rate
1 E-mini refers to an electronically traded futures contract that is a fraction of the size of a standard contract and tends to be very liquid. The BNP Paribas Technology Balanced Index aims to provide continuous exposure to the E-mini-Nasdaq-100 Index ® Futures Contracts with the nearest quarterly expiration date.
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