ENHANCE Your Growth Through Tax Deferral As a xed indexed annuity, Growth Commander provides tax-deferred growth.* This means no taxes are due on earnings until you access your annuity’s value. When earnings are allowed to grow tax deferred, interest on those earnings experiences triple compounding—you earn interest on your premium, on your earned interest, and on the money you would have otherwise paid in taxes. Tax deferral allows for greater earnings potential over time. * Tax deferral is available only to individuals. Under current tax law, tax deferral is a basic feature of qualied plans. Placing qualied money into an annuity does not provide any additional benet. PROTECT Your Money To shield your funds from market-related loss, Growth Commander has a strong built-in minimum guarantee. This oers security of premium and guaranteed returns—regardless of market conditions. Upon full surrender, death, or annuitization, you will receive a Guaranteed Minimum Value Interest Rate between 1% and 3% (as shown on your contract’s data page) compounded annually on your entire premium, less any withdrawals, surrender charges, and applicable premium tax.* Your Guaranteed Minimum Value Interest Rate is set when your contract is issued and will not change for the life of the contract. PROVIDE a Legacy Should you die before annuity payments begin, your annuity’s death benet will be the greatest of your premium amount, the Accumulation Value, or Guaranteed Minimum Value. The value determined is decreased by any applicable premium taxes* and paid directly to the chosen beneciary. Death benet proceeds are generally free from the “red tape,” publicity, and delays of probate.
* Premium tax does not apply in Oregon.
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