Equitrust Bridge Fixed Indexed Annuity with LTC

Bridge from EquiTrust Life Insurance Company connects two important age- related needs: coverage for long-term care expenses and a wellness program to help you successfully age in place.

Bridge combines an index annuity with a Long-Term Care Rider. The index annuity provides potential principal growth with protection from market losses when you don’t need long-term care services. The Long-Term Care Rider provides benefits when you do. In addition, a personalized NeverStop SM Wellness Program from Assured Allies ® helps you to proactively manage your health and age in place by taking small steps that create big results. Bridge Overview •  Index Annuity provides the opportunity for tax-deferred growth of your premium •  Long-Term Care Rider pays tax-free 1 benefits for qualified long-term care services 2 •  NeverStop Wellness helps you maintain a healthy, independent lifestyle — with participation incentives to earn more long-term care coverage

With Bridge, you can •  Receive guaranteed 3 coverage without medical exams •  Enjoy peace of mind with the knowledge that assets are set aside for long-term care services •  Create a personalized plan to improve your health outcomes — mentally, physically, and socially •  Earn more long-term care coverage based upon participation in the wellness program •  Use qualified care services if and when needed, rather than relying on friends or family members for care •  Receive monthly benefits without tracking or submitting receipts

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ET-BRG-1100A (08-22)

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