Equitrust Bridge Fixed Indexed Annuity with LTC

The NeverStop Wellness Program from Assured Allies The NeverStop Wellness Program, based on the latest science of aging, helps you age successfully with a personal Aging Map to guide you and provides human support from a Wellness Ally whenever you need it. The groundbreaking program takes an in-depth assessment of where you are today to predict your aging trajectory and identify opportunities for healthy actions that can make your later years greater. NeverStop helps you lead a more active, healthy, and independent lifestyle, by taking a proactive role in your health with a personalized plan, web-based tools and a health coach — your Wellness Ally — to help you succeed. By participating in the NeverStop Wellness Program, you earn additional long-term care coverage, qualify for special pricing on memberships and apps, and receive rewards to celebrate your progress. Some wellness actions involve simple steps that you are likely doing already, such as getting your annual physical exam or having your eyes checked. Enrollment in NeverStop is automatic and includes a $100 annual fee, charged to the annuity account value at the beginning of each contract year.

5. T hrough active participation and successful completion of identified Healthy Actions, you earn credits toward permanent additions to your long-term care benefits. Partial participation will result in partial credits. Credits are earned every two years for up to 20 years, and are applied when you submit a claim to receive benefits. 6. A ge-up check-in calls are conducted

The NeverStop Process 1. A fter your Bridge contract is issued, you will be welcomed into the NeverStop program and asked to take a Wellness Assessment to identify your health risks and areas of opportunity. 2 . B ased on your results, you will be presented with Successful Aging Opportunities to help improve your health outcomes. 3. N ext, you will build your personalized Aging Map and select recommended Healthy Actions — science-based strategies — designed to improve your overall health and well-being. 4 . Y ou can then schedule time to meet your Wellness Ally to discuss your personal goals and needs, as well as review your Aging Map. You will have ongoing access to an Ally, who will provide support and encouragement to keep you on track.

annually with a Wellness Ally to review progress, discuss any new concerns and objectives, or adjust your Healthy Actions.

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ET-BRG-1100A (08-22)

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