Equitrust Market Max Fixed Indexed Annuity

ENHANCE YOUR GROWTH POTENTIAL MarketMax Index gives you the option to allocate funds to rate buy-up index accounts. These accounts offer extra upside potential through enhanced cap and participation rates – in exchange for an annual fee.

FEATURES OF MARKETMAX INDEX MarketMax Index offers several important features:

Withdrawal privileges 3

Protection of your principal and index gains from market loss

Availability of rate buy-up accounts

Tax-deferred earnings

Built-in guarantees 2

YOU CONTROL YOUR MONEY — COMING IN OR GOING OUT MarketMax Index puts you in the driver’s seat, with flexibility and options that give you control over your money. Premiums After your initial premium payment, you may add subsequent premiums at any time. You may allocate your premiums among the crediting options detailed below. Fixed rate account •  1-Year Interest Account — Interest rate is guaranteed for one contract year. May change subject to contractual Minimum Guaranteed Interest Rate on each contract anniversary. Subsequent premiums are applied to this account until contract anniversary, then allocated per instructions.

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