EquiTrust is a name you can trust At EquiTrust, we’re committed to being a financial partner
you can trust with your retirement dreams. Rest
assured your annuity contract is backed by a company with conservative investment strategies, anchored by a disciplined and diversified management style. EquiTrust is supported by a history of success, experience and strength. Magic Johnson Enterprises — a diversified consortium of business entities and partnerships — owns a controlling interest in EquiTrust.
IMPORTANT FEATURES THAT OFFER PEACE OF MIND Account transfers On each contract anniversary, you may transfer money among the various accounts offered, including transfers between the non-fee and rate buy-up accounts. Free withdrawals You may withdraw up to 10% of the Accumulation Value each year after the first contract year without paying any charges. 3 Lump-sum payment option Your contract’s Cash Surrender Value is available as a lump sum at any time. Surrender charges are in effect during the first 10 contract years, are a percentage of the Accumulation Value, and decline annually: 9, 8, 7, 6.5, 5.5, 4.5, 3.5, 2.5, 1.5 and 0.5%. 7 In addition, early surrenders or withdrawals over 10% may be subject to Market Value Adjustment (MVA). 6 At the end of the surrender charge period, your Cash Surrender Value will equal the full Accumulation Value.
6 | MARKETMAX INDEX ANNUITY
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