Index strategies and crediting options Driving the growth of your annuity
With Target Income 10 ® , you can choose to invest your money in one or a combination of strategies. The money you allocate to any index strategies has the potential to grow based on the underlying performance of your chosen indexes, measured from the beginning to the end of your 1-year term. This is called “point-to- point” crediting. So, if your chosen indexes rise, your account is credited with interest that represents a portion of the gain. If the index falls, you will not receive any interest–but neither will you sustain any loss. Instead, any earnings from the previous year are “locked in” and protected.
Strategy
Asset Classes Geography
Crediting Options
S&P 500 ® Index
Equity
United States 1-year Point-to-Point with Cap
1-year Point-to-Point with Participation Rate
First Trust Capital Strength ® Barclays 5% Index
Equity, Treasuries
1-year Point-to-Point with Participation Rate
United States
Morgan Stanley Global Opportunities Index
Equity, Bonds, Commodities
United States, Germany, Japan
1-year Point-to-Point with Participation Rate
RBA Select Equity Yield CIBC 5% Index
1-year Point-to-Point with Participation Rate
Equity
United States
1-year Fixed Rate
Fixed Income United States Annual
Delaware Life Target Income 10 ® Fixed Index Annuity
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