Komoka:Kilworth:Delaware Villager Dec 2024

DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES KOMOKA/KILWORTH/DELAWARE DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES

INSURANCE SHOPPER YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE ELAWARE/KOMOKA/KILWORTH/MT. BRYDGES

ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM

Cathy Fallowfield Registered Insurance Broker Director of Operations Cathy Fallowfield Registered Insurance Broker Director of Operations Wishing you the very best this holiday season! INSURANCE Cindy Haywood Registered Insurance Broker Cindy Haywood Registered Insurance Broker Terry Young Registered Insurance Broker Terry Young Registered Insurance Broker Cathy Fallowfield Registered Insurance Broker Director of Operations Jessica Cornelis Registered Insurance Broker RANCE ADVISORS IN YOUR NEIGHBOURHOOD Cathy Fallowfield Registered Insurance Broker Director of Operations DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES URANCE SHOPPER WARE/KOMOKA/KILWORTH/MT. BRYDGES

Jessica Cornelis Registered Insurance Broker Jessica Cornelis Registered Insurance Broker

Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker

Cindy Haywood Registered Insurance Broker

Page 3 What kind of policy should I have for high water in the Spring SPRING FLOODS Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. Economical/Definity Forward Insurance Yarmouth Mutual Victor Insurance Yarmouth Mutual Victor Insurance SPRING FLOODS HAPPEN YEAR ROUND NOW Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. Aviva Abex April Echelon Intact Pal Aviva Abex April Echelon Intact Pal WORRIED ABOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. INSURANCE SHOPPER DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE Travelers Cansure Group One Travelers Cansure Group One RIED ABOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. SURANCE SHOPPER WARE/KOMOKA/KILWORTH/MT. BRYDGES Axiom Mutual AM Fredericks Premier Group Axiom Mutual AM Fredericks Premier Group What is the difference between “Flood Insurance” & “Overland Water Coverage” RRIED ABOUT SPRING FLOODING? Flood Insurance may be needed if your home is near • Cover windows with plastic • Check your insulation in your attic and basement • Replace worn weather stripping OUTSIDE TAPS ENERGY EFFICIENT Economical/Definity Forward Insurance OUR HOME A SPRING TUNE-UP! season to check out your home’s exterior, from roof shingles to azing to dryer vents. Use the handy “Home Maintenance Checklist” bsite to make sure your home is safe and sound. 2681 Gideon Drive, Delaware, Ontario Cindy Haywood Registered Insurance Broker Cindy Haywood Registered Insurance Broker Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Enhanced Water Damage Insurance will combine coverages for multiple types of water problems such as ground water, overland water, exterior water and sewer lines. What kind of policy should I have for high water in the Spring Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. OURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE nsurance specialist, we know the lay of the land in your neighbourhood. o assess conditions affecting your home and compare your options from n insurers. r S A “WAIVER RECIATION” UPDATING YOUR HOME? UPDATE YOUR INSURANCE! HOME? UPDATE YOUR INSURANCE! UPDATING YOUR Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM SPRING FLOODS HAPPEN YEAR ROUND NOW Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. SPRING FLOODS Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. D DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES SHOPPER YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property against storm surges, tidal waves, and similar major events. against storm surges, tidal waves, and similar major events. Overland Water Insurance covers sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw. sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw. Overland Water Insurance covers Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines. Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines. What kind of policy should I have for high water in the spring What kind of policy should I have for high water in the spring URANCE ADVISORS IN YOUR NEIGHBOURHOOD What is the difference between “Flood Insurance” & “Overland Water Coverage” RRIED ABOUT SPRING FLOODING? Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property RIED ABOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. URHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES BYRON AND AREA DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES BROUGHT TO YOU BY Cathy Fallowfield Registered Insurance Broker Director of Operations Cathy Fallowfield Registered Insurance Broker Director of Operations Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker Terry Young Registered Insurance Broker Is Your Home Ready For Winter? What kind of policy should I have for high water in the Spring BROUGHT TO YOU BY THE INSURANCE ADVISORS IN YOUR NEIGHBOURHOOD WORKING SMOKE ALARMS SAVES LIVES! Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker Fax: 519-652-2710 Cathy Fallowfield Registered Insurance Broker Director of Operations Terry Young Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Jessica Cornelis Registered Insurance Broker D DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES Cathy Fallowfield Registered Insurance Broker Director of Operations Cindy Haywood Registered Insurance Broker Test yours every month. www.crawfordanddanylukinsurance.com 519-652-3201 ive, Delaware, Ontario N0L 1E0 • Tel: 519-652-3201 • Fax: 519-652-2710 -363-4304 • Email: crawfordanddanyluk@cmmgbrokers.com Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. THE INSURANCE ADVISORS IN YOUR NEIGHBOURHOOD Patty Crawford Registered Insurance Broker Cathy Fallowfield Registered Insurance Broker Director of Operations Jessica Cornelis Registered Insurance Broker rdanddanylukinsurance.com • 519-652-3201 Toll Free: 1-800-363-4304 March - Crawford.indd 1 HOW DOES ACCIDENT WAIVER PROTECT ME It is an auto insurance benefit that may prevent insurance rates from increasing as a result of a driver’s first at-fault accident. It can be added to a policy to protect those with a good driving record. preciation coverage nsurer’s right to deduct from the value of your settling a claim for ge caused by a peril u are insured. Tel: 519-652-3201 Email: crawfordanddanyluk@cmmgbrokers.com KKD Villager December 2024 To advertise here please contact Tami@villagerpublications.com

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