We Help You With Medicare.
NO MORE PART-D DONUT HOLE IN 2019
coverage gap a year early. Beginning in 2019, Part D members will pay copays in Initial Coverage, as has always been. Then, if the member reaches the Coverage Gap, they will pay 25 percent of the cost of prescriptions all the way through to the Catastrophic Stage. The difference is made up by certain drug manufacturers who will pay 70 percent of the cost of brand drugs in the gap, which is up from the 50 percent it had been since 2010. So there is some good news along the way! Now the only donut holes are the tasty ones at your favorite baker.
The majority of Medicare beneficiaries who use a Part D prescription drug program do not reach the coverage gap or “donut hole.” But for those who do, it is painful to the pocket book. Passed in 2010, the Affordable Care Act began shrinking the coverage gap to where, in 2018, if a member’s total drug cost (copays plus the balance of cost paid by the plan) reaches $3,750, the amount paid by the member is now 35 percent for brand drugs and 44 percent for generics.
The goal of the ACA for closing the coverage gap was 2020. Legislation passed by Congress earlier this year closed the
SUDOKU
SPICY CHIMICHURRI GRILLED CHEESE
Add a nutritional punch and plenty of flavor to this classic American dish by swapping out white bread and processed cheese for something a little more creative.
Ingredients
For chimichurri • 2 jalapeños •
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1 ripe avocado, cut into slices 2–4 ounces fresh mozzarella 4 slices whole- wheat bread
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2 tablespoons olive oil
Juice of 1 lime
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2 teaspoons honey
4 green onions 1/2 cup cilantro
For sandwiches •
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1 tablespoon olive oil
1 clove garlic
Instructions
of bread. Place a layer of avocado and cheese between slices. 3. Cook gently until bread is crisp and cheese is melted. 4. Slice and serve.
1. Pulse chimichurri ingredients in a food processor or blender until combined but not pureed. Add extra olive oil as needed. 2. Heat grill or skillet to medium-low. Brush outsides of bread with olive oil. Smear 1 tablespoon chimichurri on each slice
[inspired by naturallyella.com]
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