Frontwave Briefing | First Quarter 2019

Briefing frontwavecu.com

First Quarter 2019

Privacy Notice Terms & Conditions Important Notices

We’ve got over 5,000 branches on our family tree.

As a Frontwave member, you can access your accounts coast to coast at any credit union that’s part of the CO-OP Shared Branch network. 30,000 Fee-Free ATMs That’s more than most of the biggest banks. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Dunkin Donuts, and Rite-Aid. Visit frontwavecu.com/locations or on the locations tab on your Frontwave mobile app to find the fee-free ATM nearest you!

5,000+ Shared Branch Locations Feel right at home when you visit participating credit union branches across all 50 states. It’s a free service for easy access to your money wherever you go. To find the Frontwave or Shared Branch nearest you, visit frontwavecu.com/locations or on the locations tab on your Frontwave mobile app!

Frontwave’s Terms and Conditions Disclosure has important updates. To receive a copy of the Privacy Policy or Terms and Condtions: • Visit us online: frontwavecu.com/disclosures • Request by mail: Frontwave Credit Union Attn: Audit & Compliance Dept. 1278 Rocky Point Drive, Oceanside, CA 92056 • Or request by phone: 800.736.4500

Escondido Branch Now Open.

Now that we’ve finished unpacking and upgrading all our tech, we’re ready to show off our new digs in Escondido. So, next time you’re in the area be sure to stop by. Christina and her crew look forward to showing you all the swanky new ways this branch is set up to serve you. 1645 S. Centre City Parkway, Ste.B Escondido, CA 92025

UPCOMING HOLIDAYS PMCU will be closed in observance of the following holidays this quarter: Independence Day Tuesday, July 4 Labor Day Monday, September 4 Express Line, Internet Banking, Mobile Banking, and ATM service will be available as usual. Frontwave will be closed in observance of the following holidays this quarter: New Year’s Day Tuesday, January 1 Martin Luther King Jr. Day Monday, January 21 President’s Day Monday, February 18 Express Line, Online Banking, Mobile Banking, and ATM service will be available as usual.

CONTACT US Express Line 1-800-829-7676 Member Solution Center 80 .829.76 .631.870 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm l 80 .234.699 80 .CAR.SALES 877.337. 399 Frontwave I vestment Services , .439.6960 Frontwave Insurance Services, LLC .788.0820 760-631-8700 or 1-800-736-4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 1-800-234-6999 Enterprise Car Sales 1-800-CAR-SALES GreenPath Financial Wellness 1-877-337-3399 Pacific Marine Financial Group Kathy Chesney, 760-439-6960 PMCU Insurance Services, LLC 844-788-0820

STATISTICAL REPORT as of May 31, 2017 Members: 78,933 Assets: $ 776,462,710 Total Shares: $ 656,312,713 Loans Outstanding: $ 512,461,453 November 30, 2018 : 8 , 0 : 828,647,137 : 708,734,302

i : $ 545,908,967

Federally Insured by NCUA Federally Insured by NCUA

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