2025 Frontwave Foundation Annual Report

Treasurer’s Report

Here is a brief summary of our financial position as of December 31, 2025:

$98,061.59 $208,323

Total Net revenue brought forward from December 31, 2024

Dear Supporters and Friends,

It is my privilege to share the Treasurer’s Report for the 2025 fiscal year. As the financial steward of the Frontwave Foundation, I’m proud to report that we continued to operate with transparency, fiscal responsibility, and a clear focus on maximizing the impact of every dollar entrusted to us.

Total Revenue

This year, the Foundation distributed a total of $90,840 to support community grants, scholarships, emergency aid, and nonprofit partnerships. These investments reflect our ongoing commitment to our mission pillars, with funds allocated to initiatives that turned

generosity into measurable impact across the communities we serve. From scholarships and emergency assistance to nonprofit grants and volunteer-driven programs, every dollar helped move our mission forward.

$99,868 $110,261 30%

Total Expenses

Our funding sources in 2025 included:

Net Assets

$42,925 $37,083 $30,252 $35,100

Frontwave Credit Union contributions

Programmatic Spend

In-kind support and volunteer value

We are grateful for the trust and support of our donors, partners, and community. As we look ahead to 2025, we remain committed to building long- term sustainability, strengthening our fundraising efforts, and growing our ability to support bold solutions that help individuals and families thrive.

Special events and fundraisers

Individual and corporate donations

Thank you for being part of this journey.

With appreciation,

Operational costs remained lean, with 92% of all funds going directly to programs and services. We are proud to say that we continue to meet or exceed nonprofit best practices for program-to-overhead spending ratios.

Robert C. Ross Treasurer, Frontwave Foundation

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