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July 2022
CampbellWealth.com • (703) 535-5300 • 330 John Carlyle St., Suite 400, Alexandria, Virginia 22314
Harvesting Financial Independence BREAK OUT THE RED, WHITE, AND BLUE
Once a year, on the Fourth of July, we celebrate the birth of our independence. This day has been celebrated as a federal holiday since 1941, but it actually came about in the 18th century. On July 2, 1776, the Second Continental Congress unanimously voted in favor of independence, and they signed the official separation of the 13 colonies from Great Britain: the Declaration of Independence. Since, we’ve all been part of the celebration through vibrant fireworks, fun parades, concerts, and cookouts with family and friends. After all, this day is known as America’s birthday, making our nation 246 years old this year. We have a lot to celebrate from that independence that we’ve fought so hard to gain and maintain because freedom certainly is not free. It’s interesting to me that what we do here at Campbell Wealth Management as trusted retirement planners revolves around financial independence as well. It’s estimated that the average American works roughly 90,000 hours or more during their working years to reach a point in their life where they are comfortable and can really enjoy themselves and the fruits of their labor. That’s a very long time! Once they are finally at this point, they have found and secured the long sought-after financial independence. At Campbell Wealth Management, we operate off of a three-prong strategy to help our clients best achieve their financial independence. The first prong is that every one of our clients has a written financial plan that details where they are and strategically maps out all points to check off to make sure that they will never run out of money. The second prong involves having an investment strategy that anticipates the ups and downs and even the volatility we’re experiencing at this very moment to help our clients always stay on track with their investments, both before and in retirement.
The third prong is having dedicated fiduciaries to review and strategize throughout the year for every one of our clients. Planning is the only way to stay ahead of the game, and I believe that these three elements are essential to have in your financial planning toolbox to secure both confidence and financial independence in the golden days of retirement where you do what you want, when you want, and how you want. So, this month, as you celebrate the Fourth of July with your friends, family, and loved ones, take the time to not only celebrate our independence as a country, but also the independence that you’ve worked so hard to achieve or that you will soon achieve as you retire. I wish you all a safe, fun, healthy, and happy Fourth of July!
Kelly Campbell
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If you’ve ever attended an event with older adults, digestion is bound to come up at some point! As we age, our guts sometimes have a difficult time keeping up, causing stomach issues and complications. When people talk about having a “healthy gut,” they are talking about having a good balance 5 Ways to Naturally Improve the Health of Your Stomach Time for a Gut Check
of beneficial bacteria and microbes within their digestive tract. Here are some natural ways to keep things healthy and moving along properly: Eat foods rich in fiber. Fiber, found naturally in many foods, including sweet potatoes, beets, carrots, fennel, beans, broccoli, berries, and whole grains, stimulates the growth of the good bacteria that keeps your gut performing in a healthy way. Fiber is also a great way to relieve or prevent constipation! Get moving. Exercising regularly helps to ensure that everything else in your digestive system moves along regularly too! Research shows that regular exercise promotes the growth of different types of beneficial bacteria within both animal and human digestive systems. Reduce stress levels. Did you know that when you’re stressed out, your mental state is affected as well as your stomach and gut, as they are intimately connected? By keeping your
cortisol levels low, you can eliminate and prevent some uncomfortable gastrointestinal complications. Stress, research suggests, increases the risk of irritable bowel syndrome, so managing stress can lead to better intestinal health. Drink plenty of water. Hydration plays a key role in both softening and bulking up stools, making them easier to pass through the digestive system. It should be noted that liquids that contain caffeine, such as coffee or tea, can actually have the opposite effect on your body. Take your probiotics. Probiotics occur naturally in your gut. They help to reduce adverse symptoms of digestion, such as pain, discomfort, bloating, and gas. Ask your doctor to recommend a beneficial probiotic to incorporate into your daily lifestyle. A healthy gut yields a stronger immune system, comfortable and effective digestion, and an overall better mood! With these tips, you’ll be on your way to a healthier digestive system!
How to Protect Your Money Against Inflation
Inflation is downright frustrating. When you look back at what gas used to cost 10, 20, even 30 years ago, it’s frustrating compared to what we are paying today. Back in the 1930s and ’40s, a gallon of milk cost cents. In 1995, that same gallon cost $2.48, and just last year, the average price hovered around $3.55.
Series I savings bonds have a lifetime of anywhere between 1–30 years, but in the event that you sell them before they mature to five years, you forfeit the last three months of interest. These bonds are very low-risk, interest is not taxable if they are used towards qualified
educational expenses, and best of all, they aren’t subject to any local or state taxes! It’s worth noting that you can only purchase up to $10,000 worth of Series I savings bonds a year. Here at Campbell Wealth Management, we are here to help you decide if Series I savings bonds are right for you or if there’s another strategy to better help protect your money from inflation. We will take a
Today, inflation consumes us, and while we cannot control it, there are ways that we can protect our money from inflation. One such way is with Series I savings bonds. These bonds are issued by the government and are adjusted for inflation. Interest rates on these
bonds include both an inflation rate that changes two times per year and a fixed rate. Right now through October, these bonds are paying a 9.6% interest rate.
look at your individual financial situation to develop a plan that’s right for you! Call us today to set up a time to meet and begin strategizing!
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Not Just a Language Tool
The History Behind the Real Rosetta Stone
Rosetta Stone is one of the world’s most popular and well-known language-learning softwares, but many users have wondered about where its name came from. The original Rosetta Stone was once the most enigmatic Egyptian artifact that confounded scholars for a number of years. When they finally cracked the code, one of the lost secrets of ancient Egypt was revealed. The Rosetta Stone is a slab of granite that has inscriptions of a decree issued in 196 B.C. by Egypt’s ruler at the time, Ptolemy V, and a group of Egyptian clergy members. The decree was written in hieroglyphics, ancient Greek, and Demotic, which was a script used by the common people. Experts estimate the stone’s creation was over 2,000 years ago. The slab was discovered in July 1799 by a group of French army engineers who were operating under Napoleon Bonaparte’s orders near the Egyptian town of Rosetta. The British Army would go on to defeat France in Egypt during the French Revolutionary Wars in 1801. Under the terms of the Treaty of Alexandria, the British claimed the Rosetta Stone, along with other Egyptian artifacts found by the French.
The British relocated the stone to the British Museum in London, where it was stored in a temporary structure until they could strengthen the floors of the museum to support its incredible weight. Various scientists studied the artifact with no success, and it was ultimately deciphered by French linguist Jean-Francois Champollion. Champollion discovered that hieroglyphics were a combination of phonetic and ideographic signs. Earlier scientists had falsely inferred that hieroglyphics were simply symbolic picture writing and nothing more. For his discovery, Champollion was named the founding father of Egyptology. If you’re interested in viewing the Rosetta Stone, it is still on display at the British Museum in London where it’s been displayed for 220 years, with the exception of a temporary relocation during World War I. While the Rosetta Stone has called London home for hundreds of years, there have been recent requests to return it to its homeland in Egypt.
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• Is looking for a second opinion regarding their portfolio? • Has gone through a major life event (death of a spouse, retirement, etc.)? Call us at ( 703) 535-5300 and let’s set up an introduction! If they are important to you, they are important to us.
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700 S. Washington St. Suite 220 Alexandria, Virginia 22314 (703) 535-5300 CampbellWealth.com
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CampbellWealth.com (703) 535-5300 330 John Carlyle St., Suite 400 Alexandria, Virginia 22314
Inside
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Celebrating Independence Day
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Naturally Improve Your Digestive Health
Protecting Against Inflation
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What Exactly Is the Rosetta Stone?
Take a Break!
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3 Summer Food Festivals Worth the Trip
Traveling for the Food? Don’t Miss These 3 Festivals Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. Advisory services offered only by duly registered individuals through Campbell Wealth Management, LLC (CWM), a Registered Investment Advisor. MAS and CWM are not affiliated entities. Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation.
According to AAA, millions of Americans take “culinary-focused vacations” every year. We’ll travel to Philadelphia for cheesesteaks, Texas for barbecue, Louisiana for gumbo … you get the idea. Our culture loves to eat! If you’re a traveling foodie, you are in luck: Add these three summer festivals to your must-visit list for this summer or future food-finding trips. Pierogi Fest (Indiana) July 29–31; PierogiFest.net The Polish pierogi is a humble food: mashed potatoes and cheese wrapped in soft dough and either fried, baked, or grilled to perfection. But simplicity should be celebrated! In Whiting, Indiana, Pierogi Fest is a three-day affair that brings in more than 300,000 people for events like a Polka Parade, a pierogi toss, and, of course, pierogies stuffed with everything from cheese to alligator meat.
Of course, there’s also a beer garden, because as the organizers put it, “Beer and pierogies go together as well as peanut butter and jelly.”
Lobsterfest! Seafood lovers come from all corners to enjoy the crustacean-crazed festival, which includes a cinematic lobster boil at sunset, a lobsterfest pool party, a pub crawl, and an all-you-can-eat-and-drink lobster brunch. Head to the website to learn more and score delicious lobster recipes — even if you can’t attend! Want more food festival intel? We’ve got you. Visit Insider.com and search “food and drink festivals” for a list of 28 top food attractions, ranked by Yelp reviews.
Grace Jamaican Jerk Festival (New York) July 31; JerkFestivalNY.com
Yes, New York City is home to fantastic pizza and bagels, but it’s also a Caribbean food hub! At this festival, visitors can stuff themselves with jerk chicken, enjoy whole fish, and drink icies straight from hollowed-out pineapples. Six celebrity chefs will make appearances this year to compete in food contests and show off their Jamaican roots and/or dishes. When attendees aren’t eating, they can relax at a musical or cultural performance.
Key West Lobsterfest (Florida) Aug. 11–14, KeyWestLobsterfest.com This year is the 25th annual Key West
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