Cigna Health Savings Account (HSA) Summary Plan Description

BENEFIT HIGHLIGHTS

IN-NETWORK

OUT-OF-NETWORK

Infertility Services Coverage will be provided for the following services:  Testing and treatment services performed in connection with an underlying medical condition.  Testing performed specifically to determine the cause of infertility.  Treatment and/or procedures performed specifically to restore fertility (e.g. procedures to correct an infertility condition). Surgical Treatment: Limited to procedures for the correction of infertility (excludes Artificial Insemination, In-vitro, GIFT, ZIFT, etc.) . Physician’s Office Visit (Lab and Radiology Tests, Counseling) 80% after plan deductible 50% after plan deductible

Inpatient Facility

80% after plan deductible

50% after plan deductible

Outpatient Facility

80% after plan deductible

50% after plan deductible

Physician’s Services

80% after plan deductible

50% after plan deductible

. Organ Transplants Includes all medically appropriate, non- experimental transplants Physician’s Office Visit

80% after plan deductible

In-Network coverage only

Inpatient Facility

100% at LifeSOURCE center after plan deductible, otherwise 80% after plan deductible 100% at LifeSOURCE center after plan deductible, otherwise 80% after plan deductible No charge (only available when using LifeSOURCE facility)

In-Network coverage only

Physician’s Services

In-Network coverage only

Lifetime Travel Maximum: $10,000 per transplant . Durable Medical Equipment Calendar Year Maximum: Unlimited . Breast Feeding Equipment and Supplies Note: Includes the rental of one breast pump per birth as ordered or prescribed by a physician. Includes related supplies.

In-Network coverage only

80% after plan deductible

50% after plan deductible

No charge

In-Network coverage only

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