Amplifying Impact
At Ponce Bank we are always looking for ways to do more for the communities we serve. In 2023 we invested 93 ₵ of each deposit dollar into our community . From 2021-2023 Ponce Bank’s capital recruitment efforts have generated millions of dollars of additional community investment. And the more dollars we can recruit the more we have to reinvest!
$230MM Total Awards 2021-2023
30 BUSINESS LOANS
181 1-4 FAMILY MORTGAGES
36 MULTI-FAMILY MORTGAGES
53 CONSUMER LOANS
39 LAND, CONSTRUCTION & DEV LOANS
19 NON RESIDENTIAL MORTGAGES
$55.6MM Mission Driven Partner Deposits
2023 Total Loan Originations 358
Impact Lending & Investment Since our founding, Ponce Bank has invested dollars in places where they can do the most good. We’ve built on that tradition by creating access to capital in areas of Persistent Poverty, Majority Minority Communities, and CDFI Fund Underserved Areas.
2023 IMPACT LENDING
% of Originations
Q3 Loans
Q4 Loans
Total Category Lending
Q1 Loans Impact Origination Type
Q2 Loans
32
46%
Urban Low-Income Areas
47 47
40
$342.8MM
Minority Communities Underserved/CDFI Investment Areas Persistent Poverty Counties
63%
66
51
59
50
$485.5MM
54%
55
55
45
40
$360.7MM
41%
$466.6MM
41
46
33
28
3
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