Market Knowledge First PREMIER Mortgage lenders know the local landscape because we live, work and volunteer here. We understand the different neighborhoods, tax structures and factors that may impact your monthly payment. For example, if you are looking at a downtown condo, our local lenders know the HOA structures and which ones may work for your financing needs. First PREMIER lenders also have strong relationships with local insurance agents, realtors and inspectors, so we can look out for homebuyers in ways that make a difference. More Financing Options Community banks typically have more knowledge of local, state and federal programs than online lenders. As a South Dakota Housing approved lender, First PREMIER Bank has access to programs that may help you qualify for a lower interest rate or provide down-payment assistance. Local lenders also know about community-specific grants and tax credits for homeowners who have a particular occupation or purchase in a specific area. Even though First PREMIER is local, we have the financial capability to offer our customers the same great rates as national and regional banks.
Local Decision-Making The entire First PREMIER Mortgage team—our lenders, processors and underwriters—all have South Dakota addresses. That means from application to closing, you have local individuals working on your financing and making the decisions. At First PREMIER, we pride ourselves on our personalized service and communication with homeowners. We never want our customers to feel like they are navigating the financing process alone. Community Impact Local lenders make your community better for everyone. At First PREMIER Bank, our employees annually give an average of 30,000 personal volunteer hours to different causes and non-profits. Together with our leadership and sister company PREMIER Bankcard, we’ve given more than $3 billion back to the state of South Dakota for scholarships, advanced education, athletics, research, entertainment and infrastructure that make our communities A mortgage is a long-term commitment, and today’s housing market feels unpredictable. That’s why it’s nice to have a local lender looking out for your best interests. If they also happen to be one of the nation’s strongest community banks, like First PREMIER, even better. But staying local doesn’t mean you have to sacrifice online convenience. With First PREMIER, you can submit your mortgage application and all your documents securely online at any time of the day. an even better place to call home. Your Best Interest in Mind
Let’s Make Your Home Happen Scan the code to contact one of our Mortgage Bankers or start your application at firstpremier.com/home
Made with FlippingBook - professional solution for displaying marketing and sales documents online