Individual Deductible vs Family Deductible
A family deductible is the maximum amount that a family needs to meet for coinsurance to kick in for everyone in the family. Family Deductible Plans - costs for all your family members throughout the plan year are added together and applied toward the family deductible. Family Plans with Individual Deductibles (Embedded Deductible) - an overall family deductible and each family member also has their own individual deductible
An individual deductible is the amount one person needs to meet for coinsurance to kick in.
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